The Most Common Phrases Broke People Use Wanna know the most common phrases broke people use? Have you uttered any of these statements? Have you heard others utter any of these statements? Do you find any of these statements to be true for you? If so,…
Why wait until January to start fresh and integrate more discipline, work towards building a better body, and implementing better habits? The best time to eat clean and focus on integrating healthy habits is right now. The next best moments to eat clean and focus…
Hack: 1 Say “No” Say “No” If a family member asks for help that misaligns with your goals, causes more harm than good to you, is utterly inconvenient for this time, or you simply don’t want to do it, just say “no.” Don’t allow yourself…
Chapter 1: Keep Your Car Keep Your Car 64% of people have owned their car for five years or less (The Zebra, 2024). But people, on average, keep their cars for about eight years, which is pretty damn good. However, we know most people want…
This is how I think the secret no one wants to admit is this: Most writers (or fill in the blank) don’t always feel like writing (or fill in the blank). We sit there waiting for something magical to strike. The perfect mood. The perfect…
Who would have thunk that robo investing would deliver real returns over 10 years. Not many take robo investing seriously. It often looks stupid and less sophisticated to many Not me. I wasn’t out here thinking I was Warren Buffett or some finance genius. I…
Most people think balance comes from making huge, dramatic changes. It doesn’t. Balance is created in the tiny, simple things you repeat every single day — the things that look almost too basic to matter. But those “too simple” habits quietly shape your health, your energy, your…
When your car finally gives up on you that you’ve been riding for almost a decade it’s annoying, inconvenient, and it immediately forces you to make a decision that impacts your finances now and years from now. Whenever a car breaks down, people rush straight…
Did you know IF your money is parked in a bank account earning 0.01% interest, it would take you thousands of years to double it? Seven thousand years 😎 The math is catastrophically ludicrous and total shit. Banks love savers because they can take your…
Are you choosing poverty thought your daily actions? 1. Eating food that’s way past its expiration date 2. Eating food off the ground I shamelessly followed the 3–5 second rule for food that dropped on the ground. Aate old food in the fridge. I ate food…
This was only supposed to be 10 red flags. At first, I struggled to write more than 3 at first, then I put some music on, and I’m like oh yeah I’ve observed all these other things from personal and second hand experience. You may…
Spending leaks sometimes rarely feel dramatic, but others are yelling the math straight at you in the face — a coffee here, a dinner out there, another round of drinks, a pack of cigarettes “just this once.” But if you’re tired of feeling behind financially, it’s time…
There’s a moment … quiet, uncomfortable, unbelievably honest …… where you look at the patterns in your relationships and realize something: They’re not random.They’re not coincidences.They’re not always about what someone did to you. Sometimes they’re gentle mirrors reflecting the parts of yourself you haven’t…
Most people don’t have a money problem. They have a comfort-zone problem. And that comfort zone shapes their financial reality more than any salary, job, economy, or “cost of living” ever will. People love saying things like: “That’s too expensive.” “How much does that cost?”…