This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized.
Homeowner tips
Look into doing side jobs to help cover your rent (i.e., dog sitting, babysitting, tutoring, music lessons).
Always compare and look at multiple houses. Never pick your first choice unless you have viewed several other choices and still obtain everything you’re aiming for in your new home.
Make a list of your must-haves, like-to-haves, and want-but-don’t-need. This will help you keep a vigilant track of what’s most important. For me, a yard is essential because I’m a huge dog person. If the house doesn’t have this, it’s ultimately pointless unless it’s a rental property.
Ask a lot of questions. Don’t be afraid to contact real estate agents, builders, construction, and whoever else is involved in your home-buying process multiple times. The more questions you ask, the more informed you will be throughout the process.
Don’t be afraid of changing your mind. If a property doesn’t meet your needs, cut it loose. You don’t want to be stuck with a house for years when you could have bought a different property that fits your needs and wants brilliantly.
Recently, a sales guy asked me, “What matters most to you? It doesn’t matter what I like. You’re the one that’s buying the property with your money.” Salespeople always tell you what’s so grand about a property, but is the stuff they’re mentioning grand to you? That’s what matters. It’s okay to have differing opinions.
If you can save for a larger down payment in a high-interest market, do so; it will save you money in the long run.
Check multiple lenders for the best rates and deals if you’re financing.
If you’re a first-time home buyer, check out programs your state and city may offer. There are often tax benefits and reimbursements for new homeowners.
Let the stress and anxiety that comes with home buying pass through you. Try to enjoy the process because you will never experience another one quite like it. Each home buying process will be different. Plus, it’s a privilege to be able to buy a property.
Determine how you want to use the property in the next 5–10 years. Do you still want to live at the property, or do you want to turn it into a rental property?
This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.