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3 Abandon the live-in-the-moment mentality

The three quotes he points out in the book:
“You need to plan on your plan, not going according to plan.”
“Don’t raise your paycheck; raise your humility.”
“Wealth is an option not yet taken to buy something later.”

Here are the three things I learned from Denis’ interpretation.

Focus on the long-term.

Maximize your earnings.

Invest in your future self.

1. Focus On The Long-Term

Investing is all about emotional regulation because you will lose money; it’s a guarantee at some point. The question is, will you fold or stay in the game?

Many people step out of the investing game far too quickly due to economic downturns and shifts.

They buy, and then they sell.

They don’t hold long enough and miss out on all the unrealized gains they could eventually realize. Instead, they realize their unrealized losses, which significantly lowers their net worth over time.

I never sell. Some call it stubborn or that I’m missing out on getting what I put in the market; they’re probably right, but my strategy is working.

You’re going to lose money in the investing game; it’s unavoidable. Prepare for the losses by becoming immune to economic shifts and downturns. Instead of focusing on short-term gains, focus on long-term wins.

Stay in the game so long that your unrealized losses never affect you.

2. Maximize Your Earnings

Raw Numbers
69% of millionaires earn less than six figures.
80% of millionaires invest in their company’s 401(k) plan.
75% of millionaires build wealth through long-term investing.

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Other Notable Mentions

Many millionaires don’t come from money.

Many millionaires didn’t attend elite colleges.

Many millionaires earn their money through long-term investing.

Read more: here

You don’t need big bucks to build build bucks. Instead, you need two things: consistency and discipline. You will build wealth if you consistently (and prudently) invest and live significantly below your means.

So many people with five-figure incomes build tremendous wealth for themselves and their families.

3. Invest In Your Future Self

Investing is all about delayed gratification. You’re saving for your future life. It doesn’t mean you should not live and enjoy life today, but it does mean that you don’t spend it all today, either.

Many people wake up in their 50s and 60s and look at their bank accounts with dismay. Why? Because they failed to save for their future self.

It’s very easy to live in the moment and only think about RIGHT NOW. But you must abandon this mentality and live for now and the future. Save something for later. Moreover, save enough that the amount makes enough money for you to live off, so you don’t have to work for the remainder of your days.
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Check out Denis Gorbunov’s article below:

This Weird Book Taught Me to Be Financially Unbreakable

The best lessons on building wealth by

This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.