This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized.
Is this you?
The question is, what are people doing with their money, and why aren’t they saving more? The answers aren’t so clear-cut and dry. There are many complexities at play when it comes to people’s finances.
However, we remain the responsible party for our financial outcomes. If we ever desire to change our financial outcomes, we must change our habits.
Your current habits are likely not good enough to get you where you desire to be. Most people will live paycheck to paycheck for the remainder of their lives. They will not take enough moments to consider switching up their habits so they can produce healthier financial outcomes.
Do you want to live paycheck to paycheck for the rest of your life?
Do you want to maintain a low savings account balance?
Do you want to struggle financially?
If not, you need to do a few things immediately:
Slash your expenses
Quit impulse purchases
Increase and elevate your income
Start consistently and aggressively investing
Consistency beats intensitymedium.
This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.