This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized.

1 Family Gifts

Go into 2023 with more money, not less money, because of holiday shopping.
10 Financial Holiday Traps To Avoid

Family Gifts: I know they’re your family, but hey, the holidays aren’t even about gifts; it’s about quality time. Save some money and focus on making memories.

Work Gifts: Completely unnecessary.

Secrets Santa: Regift something at home.

Overspending: This is another word for “emotional spending.”

Advertisements: It’s a great time to avoid advertisements because they will flood your life to get your money.

Social media: Like advertisements, people can be the most effective form of advertisement. This is a great time to take a break from social media if you tend to have creeper habits.

Sales: Trust me, another one always comes next after one sale.

Dating: Your partner will survive if they don’t get a gift or the most expensive gift in the world.

Splurging: You don’t need to spend money on yourself to feel special.

Boundaries: Keep the fences in place. Don’t fall for guilt gift buying. Don’t spend money you don’t have. Don’t purchase things that fall outside of your budget.

Come out of this holiday season on top!medium.

This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.