This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized.
Here’s how you can transform your money situation
After chatting with a friend about their job, I learned they hated it, and the money was not as good as they initially thought.
After the conversation ended, my first thought was, “Okay, so what now? Will they stay at the job, or will they take action to get a new job and improve their financial situation?”
Most people will take whatever life offers them because living by default is easy. It takes effort, energy, and practical knowledge to transform your money.
If you’re unhappy with your financial situation, action is the only way out.
Are you willing to take the actions necessary to improve your financial situation?
Have you ever noticed a similarity amongst people with money? They all have a proactive mindset that creates their lifestyles. Financial success doesn’t happen by chance (unless you hit the lottery).
My Financial Situation Used To Be Depressing – But I Didn’t Know It
I never lived my life as if I didn’t have resources; I always found a way to make things happen. If I wanted to travel somewhere, I found a way to get there. I never said words such as, “I can’t afford that” or “I’m broke.” I practiced not becoming attached to impoverished beliefs from a very early age.
Education + Action
Education was the most vital determinant to improving my financial situation, alongside one more thing: definitive action.
Self-education has allowed me to completely alter my financial situation even though none of my family came from money or was taught about money.
How much money do you need to earn?
How much money would you like to earn?
Why do you want to earn this amount of money?
What do you intend to do with the money you earn?
How can you acquire this amount of money with the least effort?
Here’s How To Improve Your Financial Situation
First, determine how you could acquire more financial resources. Though a skill that you’ve developed or one that comes more easily. Try to tap into skill sets that require almost zero effort.
The most effortless income sources are the ones that can grow into the largest – without dominating your time and energy.
Second, determine what you will offer in return for the money, specifically through x skillset (e.g., I will provide 1–1 financial coaching).
Third, develop a plan for how to market your services.
Fourth, finalize your targets. How much money do you intend to earn per week, month, quarter, or year? Be as specific as possible.
Lastly, take action. Nothing changes until you change. That’s the key. We can have the best ideas in the world, but if we never take action, we will stand in place – on default mode – for the remainder of our lives.
This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.