This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized.
Time is on your side; leverage it immediately
Time doesn’t slow down for anybody; it moves at the speed of light.
At one point, you’re a kid.
Next thing you know, you’re a teenager.
Finally, you hit your first sweet spot of the 20-something years, which is one of the biggest opportunities to build and create a financially sound foundation for your future years with barely any effort.
Investing Should Never Be Underestimated
One of the most powerful tools a human can utilize to create wealth is to invest; it multiplies your money without you having to do any of the work.
You don’t have to be rich, born into wealth, or earn six figures to build wealth. All you have to do is play the game of investing prudently and walk your way into financial wealth over time.
The Sooner You Start, The Better
Here’s the thing about investing…it’s not kind to those who have accumulated multiple decades.
The younger you start saving, the better the financial position you put yourself in.
The more years you have ahead of you, the more opportunity you give compound interest to work on your behalf with little effort.
A twenty-something-year-old can get away with saving $1,000 or less and still make it to millionaire status by age 40 if interest works in their favor [in this case, it would take an average of ~12%].
Don’t Leave Your Money In A Checking Or Savings Account
If your money is sitting in a bank account, you’re earning banks money instead of earning yourself money.
The banks are taking your money and investing it, earning countless dollars off you.
Don’t fool with leaving [all] your money sitting in banks
Don’t leave your money to sit in the banks; this is the equivalent of burning your money or throwing it in a trash can.
Inflation will eat your money alive until there is little left.
Someone Inspired This Article
I write this article with one person primarily in mind.
My hope is that they will start faithfully investing.
They are at a prime age where they could coast with a monthly investment of $500 and set themselves up to be financially free in little time.
A Letter To Parents
If you have kids, just had a kid, or are thinking about having kids, create an investment account for them. The earlier, the better; I recommend as early as conception.
Set them up to be millionaires before they reach the age of 20.
Once they learn how to manage money, and establish a healthy work ethic properly, grant them access to the money.
Did you know that if you invest $100/month for 60 years at 10% interest, you will save $4,000,000? Not bad for a measly $100/month.
Each generation has the opportunity to do financially better than the previous generation.
This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.