This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized.
Question your motives, intentions, and long-term goals with scrutiny; Expensive education is overrated.
Expensive Education Is Overrated
The reason for this article is that so many people believe education is more necessary than it actually is.
I’ve worked with students who have graduated with Master’s degrees or from Ivy League universities, and they still don’t feel like they’re good enough to get a quality job.
A question I often receive as a career coach is: “Do I need to get x degree?” or “Do I need to go back to school and get more education?” For most jobs, this is not necessary unless you’re trying to enter into a specialized field. Conduct your research; you will realize that many jobs have basic qualifications.
And with that, always question the motive behind your intentions.
Do you want to be a doctor or lawyer because you’re passionate and want to help people or because it could provide you with a lucrative career?
If you want money, you can quickly jump into a tech career and earn the same amount of money and often more than many professionals – without the commitment of education and the high*ss student loan bills that come along with it.
I was able to graduate with three degrees in five years, but that extra year of college did cost me. My graduation date came with a sixty thousand dollar price tag. Thankfully, I was able to cross over into a positive net worth relatively quickly because I had laser-focused income goals and lived frugally for quite some time.
If I did it again, I would probably get four degrees, but not unless I could pay for the additional education with cash, grants, or scholarships.
Going into debt to pay for education is often not worth it – especially when the return is not guaranteed, and you’re drowning in debt.
Learn how I paid off 60k in student loans in the following article:
10 Things I Did To Pay Off 60k In Student Loans
What My Last Student Loan Payment Felt Like & 7 Strategies Leading Up To It
This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.
This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.