The Most Common Phrases Broke People Use
Wanna know the most common phrases broke people use?
- “Just waiting on that next paycheck man”
- “There is no way in hell I can afford that”
- “I’m flat-out broke man”
- “The struggle is real bro”
- “I’m barely making ends meet”
- “That’s too pricey”
- “That’s way out of my budget”
- “I’m surviving”
- “If only I earned more income”
- “I don’t bring in enough money”
- “I can’t leave my current job”
- “I’m not good enough for a promotion”
- “I probably can’t get a better job”
- “The job market is tough right now”
- “I don’t know how to make money”
Have you uttered any of these statements?
Have you heard others utter any of these statements?
Do you find any of these statements to be true for you? If so, they are likely your reality or will become your reality.
Money Is Actually In Your Control
Your financial situation is within your total and complete control if you take action. So none of these thought patterns or statements have to reflect your financial status.
People frequently laugh or joke about these kinds of phrases, but there’s nothing funny about being broke, barely making it, living paycheck to paycheck, being buried in debt, or relying on others to provide for you financially.
Being broke sucks a ton, and I know because I’ve been there, and I wanted to escape it as fast as possible, which is why I was always working, grinding, investing, self-educating, and working on retraining my mindset.
I was not born into wealth. I was not surrounded by people who had wealthy mindsets. But I was born into circumstances that cultivated wealth. My family was very education and exposure focus, which brought endless opportunity to change the generational paradigm.
Your Thoughts Become Your Reality
What you think about, you bring about.
So, if you want to transform your financial situation, focus on wealth, abundance, generosity, having more than enough, and living a financially successful life.
Your thoughts and feelings about money create your financial reality.
Your feelings, thoughts, and words are beyond powerful.
So, choose your thoughts, feelings, words, actions, and jokes about money extremely wisely.
Ready to Stop Being Broke? Take These 6 Actions
1) Self-educate yourself about personal finance. It doesn’t matter if you gain knowledge through books, podcasts, articles, conferences, webinars, etc. As long as you continue to educate yourself, you will equip yourself with the right tools to execute more successful behaviors with your money.
2) Live below your means. Spend less than you earn. Live within your means and avoid lifestyle creep.
3) Invest. The only way to build wealth is to come into a large sum or invest. For most people, it takes time to build wealth, and the way to do that is through investing, which leverages compound interest.
4) Increase your income consistently. If you want more wealth, take action to bring it into your life. There is an abundance of resources available to everyone. Take advantage, and never subject yourself to a limited mindset.
5) Invest in financially elevated relationships. Spend your time around people with financial resources and an abundance mindset. You become similar to the people you spend time around.
6) Stop using unproductive phrases. Don’t use the phrases listed at the beginning of this article about money; these will keep you financially trapped.
Why You Might Want to Stay Broke
Health Habits
The gym has been my home for most of my life.
The reason?
Consistency. I somehow made a commitment when I was younger to choose the path of health. And my habits have always ultimately kept me on this path.
Whenever people ask for tips about losing weight or becoming healthier, I always ask one thing:
What do your habits look like?
- If you’re not eating well, you don’t want to be healthier.
- If you’re not staying active, you don’t want to lose weight or become healthier.
- If you’re not investing in your health education, you’ll likely miss out on crucial knowledge that can help you experience higher-quality health.
Actions tell you precisely what you want.
If you’re not taking action on your goals to transform your situation, you’re a dreamer.
Even the most minor actions can yield tangible results.
Now Let’s Apply This To Your Finances
If you want a healthy relationship with your finances…
If you want financial freedom…
If you want less stress around money…
If you’re tired of looking out for your next paycheck…
Ask yourself the following question: How are my habits looking?
Your financial habits determine your financial results.
Read that again.
YOUR financial Habits = YOUR financial results
Scenarios
Action = Overspending
Result = Never enough money
Action = Delaying investing
Result = Behind on retirement and investment goals
Action = Living without savings or an emergency fund
Result = Unprepared for many financial situations; increased financial risk
Action = Avoiding financial education
Result = Ignorance; missed opportunities; poor financial outcomes
Take Responsibility For Your Money
You can’t blame your financial situation on anyone!!
- You can’t blame the rich because you have the ability to be rich, too.
- You can’t blame inflation. Prices and cost of living will always rise.
- You can’t blame the education system for not teaching you about money.
- You can’t blame the government for not teaching you about money.
- You can’t blame your parents for not teaching you about money.
- You can’t blame your parents for not showing you how to manage money.
- You can’t blame your lack of resources for your current financial status.
- You can’t blame your current level of income.
- You can’t blame your spouse.
- You can’t blame your partner — even if they’re financially irresponsible because YOU married or chose to be with them.
- You can’t blame your friend — even if a deal went bad — really bad.
- You can’t blame your family.
- You can’t blame your financial advisor for mismanaging your money (it’s your responsibility to know what is happening with your money at all times).
There’s no one to blame, because every single financial decision regarding your money ties back to you. If you give anyone control over your money, the access had to start with you right?
If you think your job or your boss is in charge of your money and income, you’re fooling yourself.
The only person you can blame if you are unsatisfied with your money is yourself because your actions and habits are the inputs for your financial results.
Let’s Revisit THE Question
How are your financial habits looking?
If you kept up the same financial habits for the next year, five years, or a decade, where would you end up financially?
If you’re satisfied with your answers, you’re on track.
If you’re dissatisfied with your answers, it’s time to make a decision that can shift your financial outcomes to move in a positive and lucrative position.
And until you make this decision, you will continue yielding the same results.
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This article is for informational purposes only. It should not be considered Financial or Legal Advice. Not all information will be accurate. Consult a financial professional before making any significant financial decisions.