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Destiny S. Harris

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Destiny S. Harris
  • Articles | Debt | Finance

    The Rich Focus On Creating Assets, Not Liabilities

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → We’ve been doing it all wrong Here’s how do you decide the difference: Assets produce cash flow….

  • Articles | Debt | Finance

    The Poor Will Always Be Ruled Over By The Rich

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → So, why borrow and put yourself under their power? Every year, Americans grow more and more comfortable…

  • Articles | Debt | Finance

    10 Things To Do With Money In Your 20s

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → A financial playbook for 20-year-olds Live below your means. Make it to where your expenses do not…

  • Articles | Debt | Finance

    10 Things To Do With Money If You’re In College

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → And seven things I’d do differently if I was back in college. 12 Things If you’re struggling…

  • Articles | Debt | Finance

    10 Things To Do With Money In Your Teens

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → A playbook for kids, teens, and parents Read books about personal finance. You can start with “Rich…

  • Articles | Debt | Finance

    The 4 Budgeting Methods

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Budgeting is the 1st step to financial freedom, but which budgeting method should you use? But, you…

  • Articles | Debt | Finance

    Make Sure You Check This One Thing Every Month To Protect Your Money

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → I went through the school of hard knocks here Someone had opened an account in my name…

  • Articles | Debt | Finance

    Recap: 25 Extreme Personal Finance Tips

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Take your finances to sky-high levels Tip 2: Avoid car payments. If you decide to take on…

  • Articles | Debt | Finance

    Please Stop Sending Me Credit Card Offers!

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Are you tired of getting offers in the mail and your email? 1.12 billion credit cards were…

  • Articles | Debt | Finance

    Credit Cards Are The SECOND Emergency Fund

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → When you’re in a double jam, the credit card can become your new friend I needed to…

  • Articles | Debt | Finance

    Can I Use A Credit Card As An Emergency Fund?

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → A second option to the liquid treasure chest My response: Absolutely. It’s not ideal to go into…

  • Articles | Debt | Finance

    53 Million People (44% of US Workers) Earn Low Hourly Wages

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Part 1: Why Do Most People Earn Low Incomes? As I was writing the article, 70% of…

  • Articles | Debt | Finance

    70% of American Households Earn Less Than 100k

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Is it still possible to build wealth? What Does This Mean For The Rest? The other 95%…

  • Articles | Debt | Finance

    When You Get Your First Job, Don’t Focus On Paying Off Debt: Here’s Why

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Do this instead, and you’ll never stop thanking yourself When you get your first job, put money…

  • Articles | Debt | Finance

    5 Reasons: One Income Households Are The Most Vulnerable

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Can you afford to fly on a solo income model? The reliance on borrowing is still high,…

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© 2026 Destiny S. Harris. All content is for educational purposes only and does not constitute financial, legal, or medical advice. This site may use affiliate links and earn commissions at no extra cost to you. Your data is never sold or shared. See full Policies

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