Take heed There are infinite ways to build wealth, and when you find the right one, you can accelerate your rate of return exponentially. The challenge is that the best opportunities are not always obvious at the beginning. Before wealth accelerates, you have to find…
A small but mighty numberOver three-quarters of Americans struggle to save or invest after paying their monthly expenses (Source: Forbes). That number is heavy. Not shocking, but heavy. It should make you stop for a moment and really think about what everyday life looks like for…
A study of one person (me) who held TQQQ through a 75% crash like a psychopath Abstract Conventional financial wisdom states that leveraged ETFs like TQQQ are not suitable for long-term holding due to volatility decay. This paper presents a groundbreaking counter-argument: what if you…
How I lost $156,000 to a robo-advisor I did everything right. At least, that’s what I thought. At 26 years old, I decided to randomly open two accounts, one with a robo-advisor and another with private equity just to try it out. It seemed like…
5 things you need to know before you start trading options I lost $5,000 trading options on AT&T. And honestly? I deserved to lose it because I had no idea what I was doing. Today I’m gonna break down what options actually are — in the simplest way…
Everything on an ETF page explained in plain English — using SMH as our example (Since I’m bullish on semis right now) If you’ve ever pulled up an ETF page and felt like you were reading hieroglyphics, you’re not alone. I still remember laying eyes on hieroglyphics in…
I stopped maxing out my 401k. Here’s what I do instead. For years, I preached the gospel. Max out your Roth IRA. Max out your 401k. Let compound interest do its thing. Die wealthy. I followed my own advice. I’ve been investing since I was 14….
Waiting doesn’t make investing safer — it makes it heavier Most people don’t delay investing because they don’t know how. They delay because, by the time they think about investing seriously, money is no longer neutral. When money is neutral, investing feels like a mechanical decision. You put…
The real obstacle isn’t money, it’s the lifestyle pressure no one warns you about Most people think saving their first $100K is hard because they don’t make enough money. That’s rarely the real reason. The real fight isn’t income. It’s friction. Social pressure. Short-term relief. Emotional…
What your future actually looks like if you KEEP postponing investing Here’s something nobody tells you in your twenties: Earned income is a trap disguised as a solution. You work. You get paid. You spend. You work again. The cycle feels productive. You’re making money….
This isn’t a story about genius. It’s not a story about market timing, secret strategies, or some early obsession with spreadsheets. It’s a story about starting before I understood anything — and why that mattered more than all the knowledge I picked up later. When I was…
Die With Zero is one of the few personal finance books that actually disrupts people who are doing everything right. I’m not talking about reckless spenders or people drowning in debt. Disciplined savers. Planners. Long-term thinkers. The ones who pride themselves on restraint. That’s why…
Do you prefer growth or stability? Pick one. For a long time, REITs made sense for me. They were simple and gave me a hand in real estate since I haven’t wanted to own any yet. They were predictable. Boring in a good way. Income-focused (if…
Rich Dad Poor Dad is often treated like a beginner’s book. People quote it early in their money journey, nod along, then move on. But buried inside it is a lesson that doesn’t age, doesn’t get outdated, and doesn’t stop being relevant no matter how…
Tax advantages don’t protect you from structural risk — For a long time, retirement advice followed a clean script. Work. Contribute. Max it out. Let the market do its thing. That advice wasn’t stupid. It was contextual. It belonged to a period where inflation was…