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Destiny S. Harris

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Destiny S. Harris
  • Finance

    The 50% Rule: Treat Every Raise Like It Doesn’t Exist

    ByDestiny S. Harris

    A simple way to accelerate your net worth through the roof — Every time your income increases, put at least 50% of that raise straight to investing and saving. Not to a bigger apartment. Not to a bigger home. Not to nicer clothes. Not to more…

  • Real Estate

    Home Ownership Is NOT The Best Way To Build Wealth

    ByDestiny S. Harris

    Other options can get you there faster — And primary residential home ownership is most certainly not the best way to build wealth since it usually requires a 15–30 year loan term. Many believe buying a home is a solid way to build wealth. Is it?…

  • Finance

    The 17 Things You Must Outsource to Scale Your Business or Career

    ByDestiny S. Harris

    For stubborn people who won’t outsource business tasks — If you’re managing a family, academic pursuits, a relationship, familial obligations, and also happen to be building a business or career, time is your greatest asset. The only way you can truly scale is if you start…

  • Articles | Debt | Finance

    10 Financial Red Flags To Watch Out For In A Partner

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → How to spot financial chaos before it becomes your problem People are either super comfy with it…

  • Articles | Debt | Finance

    Home Ownership Is NOT The Best Way To Build Wealth

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Other options can get you there faster And primary residential home ownership is most certainly not the…

  • Articles | Finance

    The 17 Things You Must Outsource to Scale Your Business or Career

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → For stubborn people who won’t outsource business tasks The only way you can truly scale is if…

  • Habits

    10 Easy-To-Forget Ways To Get Cash Back Immediately

    ByDestiny S. Harris

    Quit paying the “stupid tax” and keep your money — There are endless ways to get cash back. Get creative. Look for opportunities to save. Cut superfluous costs. Use the additional savings to invest and pay off debt. __ Save. Invest. Build. This article is for…

  • Articles | Finance | Investing

    10 Easy-To-Forget Ways To Get Cash Back Immediately

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Quit paying the “stupid tax” and keep your moneyaaasda If something breaks, fix it or return it….

  • Real Estate

    Your House Is Inflating Your Net Worth And Should Not Be Your Fallback Plan

    ByDestiny S. Harris

    Addressing warped views on personal real estate — What Is A Millionaire And Who Qualifies? About 1.5% percent of the population is classified as a millionaire, which means these folks have a liquidated positive net worth of 1 million dollars minus their debts and liabilities. Plenty…

  • Habits

    10 Ways You’re Destroying Your Net Worth Potential

    ByDestiny S. Harris

    #2: Your Spineless. You Don’t Know How to Say “No” — 1. You’re In The RED (Negative) Every Month Overspending. Over-leveraging.  You’re constantly spending more money than you’re earning within a 30 day timeline. You’re in the red every month and you’re doing nothing to change…

  • Habits

    5 Actions To Improve Your Finances Today

    ByDestiny S. Harris

    Action 5, part 4: Invest like someone is threatening your life if you don’t save money — Action 1 This is going to be really fucking hard for some of you…. Slash your expenses by 50%. In 2016, my rent was $300. I had a phone…

  • Debt

    Could You Survive Without Credit Cards?

    ByDestiny S. Harris

    Most people would crumble. — I absolutely fucking love credit cards. They’re fantastic. They’re secure. They have tons of perks. And they’re super accessible loans when you want or need them. I didn’t get my first credit card until after I graduated college, and I’m glad…

  • Articles | Finance | Investing

    10 Ways You’re Destroying Your Net Worth Potential

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → 4: Your Ignorance Tax Is Off The Charts Overspending. Over-leveraging. You’re constantly spending more money than you’re…

  • Articles | Debt | Finance

    Could You Survive Without Credit Cards?

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Most people would crumble They’re fantastic. They’re secure. They have tons of perks. And they’re super accessible…

  • Finance

    5 Actions You Can Take Right Now To Improve Your Finances

    ByDestiny S. Harris

    Action 1 This is going to be really fucking hard for some of you…. Slash your expenses by 50%. In 2016, my rent was $300. I had a phone bill, a tiny car note, minimal car insurance. You get the picture. My overall bills were…

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© 2026 Destiny S. Harris. All content is for educational purposes only and does not constitute financial, legal, or medical advice. This site may use affiliate links and earn commissions at no extra cost to you. Your data is never sold or shared. See full Policies

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