Two paths to explore. Let’s see which path you pick. My car lasted for a little over a decade. I happily drove it to the end of the moon, and then it finally said goodbye. What you do after your car breaks down is consequential because…
Seven ideas worth exploring “Let’s say you are struggling financially. It could be stress about retiring, stress about your next bill, fear of losing your job, or anything else. What can you do to fix this? Einstein made the answer so simple when he said:…
Straight ShootersThe only way to goPhoto by Matt Hardy on UnsplashWe weren’t closeBut you were my twinWe had a complex historyBut we chose commitment insteadIt always hung outAnd I saw your painThey thought it was cuteBut you lost everythingNever saw it happen this wayBut it didThought I…
177 Passages That Stand Out “Curiosity is one of the most permanent and certain characteristics of a vigorous intellect.” I 100% agree — The more questions you ask, the more opportunity you can learn. “The great ones are always curious because they always seek an edge.” I was a…
By the time it feels urgent, the leverage is already gone Most people think they’ll know when their health starts declining. A clear moment. A diagnosis. A wake-up call. Something dramatic enough to force change. That’s not how it happens. Decline doesn’t arrive loudly. It arrives…
A study of one person (me) who held TQQQ through a 75% crash like a psychopath Abstract Conventional financial wisdom states that leveraged ETFs like TQQQ are not suitable for long-term holding due to volatility decay. This paper presents a groundbreaking counter-argument: what if you…
An hour of inconvenience now versus a lifetime of limitation later Nobody wants to hear this, but I’m going to say it anyway. I go to physical every single week. Not because I’m injured. Not because something is broken. Not because a doctor told me…
How I lost $156,000 to a robo-advisor I did everything right. At least, that’s what I thought. At 26 years old, I decided to randomly open two accounts, one with a robo-advisor and another with private equity just to try it out. It seemed like…
Why the vital few aren’t doing more — they’re simply refusing to stop I’ve spent years studying people who seem to defy time. Not the biohackers. Not the influencers with their ice baths and supplement stacks. Not the ones broadcasting their regimens like a performance. The quiet ones….
No gym. No equipment. Just 10 minutes. After 20 years of gym memberships, I needed a break. I usually take at least a month long sabbatical every year. But I didn’t need that this year, I needed a break from the gym entirely. Yet I still…
5 things you need to know before you start trading options I lost $5,000 trading options on AT&T. And honestly? I deserved to lose it because I had no idea what I was doing. Today I’m gonna break down what options actually are — in the simplest way…
Everything on an ETF page explained in plain English — using SMH as our example (Since I’m bullish on semis right now) If you’ve ever pulled up an ETF page and felt like you were reading hieroglyphics, you’re not alone. I still remember laying eyes on hieroglyphics in…
You’ve been told your whole life that workouts need to be long to count. An hour at the gym. A 45-minute class. At minimum, 30 minutes of sustained effort or you’re wasting your time. It’s not true. And that belief is probably why you’re inconsistent. Micro…
I stopped maxing out my 401k. Here’s what I do instead. For years, I preached the gospel. Max out your Roth IRA. Max out your 401k. Let compound interest do its thing. Die wealthy. I followed my own advice. I’ve been investing since I was 14….
The fitness industry lied to you about how long workouts need to be I’ve lifted weights for over 20 years. I’ve done the 90-minute sessions. The two-hour gym marathons. The double 1–2 hour sessions in one day. The programs that required meal prep, pre-workout rituals, and…