This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized.
Absolute financial freedom is individualistic
You might think throwing in the towel is the move when your partner is the sole income provider and bring in lots of cash, but the truth is, you still need to have some money of your own.
Yes, there is a ~50% success rate in relationships/marriage, but having your own money through any circumstances is equivalent to financial freedom.
If you’re in a healthy relationship with a person who earns the income, then you don’t need to ask for money, you have access to all the resources, and you can freely use the money they bring in as you deem fit. This is awesome, but…
When you have your own income, you experience a different type of freedom that is not felt from shared money because it is earned with your own effort, energy, and skills.
Surprises Happen: It’s Not Always Separation
Relationships don’t have to end in divorce for you to need your own money.
Random Things That Can Happen Outside Of Divorce: Assets can get frozen, accounts can get hacked, gambling or addictions can wipe out resources, and other random occurrences.
Having a personal fund for yourself is convenient, which you can also refer to as your emergency fund.
Stay Transparent With Your S/O
Be open about your account with your partner. You don’t need to hide it – especially if you’re in a healthy relationship.
Your partner should have their own accounts, too. Having joint and separate accounts safeguards both of you from unexpected circumstances that can affect both of you financially.
Don’t expect the worst; be prepared for any circumstance. There is a difference between being pessimistic and prudent.
Real Financial Freedom Is Individualistic
What does financial freedom look like? Well, it looks like you utilizing your money to do whatever the f*ck you want, with no questions asked, because it is your money, after all.
Even when you couple up with someone, still maintain your financial independence. And if you didn’t have financial independence before you coupled up, establish it now.
Some Ideas To Acquire Income:
Sales
Writing
Freelance Work
Create A Course
Affiliate Marketing
Teach A Skillset Online You’re An Expert At
Dual Income Does Help You Move Faster
When there are multiple incomes from two parties, it is lucrative when you both manage it correctly.
Double income means you can reach your financial goals faster and expedite increases in your net worth. Not only that, but the government gives you some significant tax breaks.
Take advantage of the benefits of coupling up by earning your own money.
You even get to keep more of it since you’re with someone.
This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.