This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized.
If You’re Not Investing, You’re Losing – Big Time
“How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” – Robert G. Allen
If you’re not saving, you’re losing.
If you’re not investing, you’re losing infinitely.
Become A Millionaire
If you happen to want to be a millionaire, I want to let you know that it is possible; it does not have to be just a dream. You can make this financial status a reality. You may have already heard this before and had thoughts like, “I wish!” Well, dreams and wishes can come true, my friend.
Investing is one of the most powerful actions you can take with your money. Investing provides you the opportunity to save smaller amounts of money, yet gain tremendous returns over the long or short-haul.
The Power of Compound Interest
The power of compound interest allows you to make the dream of becoming a millionaire a reality. If you saved $2,000 every month for 40 years, you would have $960,000.00 saved up (and this is without any interest factored in), but let’s be real: Not everyone has $2,000 to save every month, which is exactly how and why compound interest can make your life easier.
Let’s say you decide to invest $100/month at a 10% interest rate in a mutual fund, starting today. You decide to follow this plan for 40 years. At the end of that 40 years, you will have accumulated an estimated $530,000-$585,000.
Now let’s say that you do have $2,000 to save every month. You will have accumulated $10,000,000-$12,000,000 after those 40 years of investing.
Now, do you understand how valuable and useful the practice of investing truly is for your financial future?
You can literally evolve into a millionaire by simply saving a certain amount of money and investing it every month or year. If you start saving $200.00 by the age of 25 in an account that offers 10 percent interest, then you will have over a million dollars saved by the age of 65.
The Power of Investing
Investing is both a critical and powerful tool. You don’t have to have a degree in finance or economics to understand this. You also don’t have to be a financial genius to invest your money. All you need to do is find a solid, reputable financial firm or bank, or even start using your employer’s 401k option (if you are working or have this benefit at your job), and start investing your money today.
It is salient that you complete your own financial research; always be skeptical and smart about saving and investing your money. I recommend reading the basic books on investing so you can go about investing prudently yet also simplified.
Financial Education Positively Correlates To Your Net Worth.
Continue Reading: Here
If You’re Not Investing, You’re Losing – Big Time
Affirmations: Focus – Saving
Super-Saver 1
I enjoy saving money.
I enjoy having more than enough.
I am responsible with my resources.
I prioritize saving.
I prioritize investing.
I put my money to work.
I utilize my money efficiently.
I utilize my money wisely.
I always have more than enough.
I save for my present and future.
I save to leave blessings for others.
I am a super saver.
I save and give a lot.
Super-Saver 2
It makes sense to save.
I am disciplined with my spending.
I am disciplined with my resources.
I choose to continue building my wealth.
I put every dollar to work for me.
I put every resource I have to work.
I maximize the usage of my money.
I get excited about investment growth.
I get excited about savings growth.
I get excited about saving.
I always pay myself first by saving.
I always pay everyone else first.
I prioritize my financial future.
Super-Saver 3
I utilize the financial tools given to me.
I learn about other financial tools.
My financial future is not left to chance.
My financial future is set.
I know what my financial goals are.
I am sure about my financial retirement.
I do not depend on anyone for money.
I am financially independent.
I am financially liberated.
I am financially savvy.
I am financially prepared for retirement.
I am excited about how I handle money.
Saving & investing are keys to success.
If you’re getting value from this — sign up for my newsletter, a free daily 5 AM email. Discipline delivered before the sun comes up.
5 Pillars: Here’s How To Build Wealth
10 Steps To Live An Enriched Lifestyle
Do You Have A Positive Net Worth?
This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.