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Destiny S. Harris

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Destiny S. Harris
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    Why a 401k Can’t Be the Center of Your Financial Life Anymore

    ByDestiny S. Harris

    Tax advantages don’t protect you from structural risk — For a long time, retirement advice followed a clean script. Work. Contribute. Max it out. Let the market do its thing. That advice wasn’t stupid. It was contextual. It belonged to a period where inflation was…

  • Finance

    The Hidden Cost of Cashing Out Your 401(k): How Short-Term Thinking Destroys Long-Term Freedom

    ByDestiny S. Harris

    Don’t trade decades of growth for a few months of relief Over 40% of employees cash out their 401(k) when they leave a job. On paper, it looks like an easy solution — a quick fix to cover bills or fund a purchase. In reality,…

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