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Destiny S. Harris

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Destiny S. Harris
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    The 50% Rule: Treat Every Raise Like It Doesn’t Exist

    ByDestiny S. Harris

    A simple way to accelerate your net worth through the roof — Every time your income increases, put at least 50% of that raise straight to investing and saving. Not to a bigger apartment. Not to a bigger home. Not to nicer clothes. Not to more…

  • Real Estate

    Home Ownership Is NOT The Best Way To Build Wealth

    ByDestiny S. Harris

    Other options can get you there faster — And primary residential home ownership is most certainly not the best way to build wealth since it usually requires a 15–30 year loan term. Many believe buying a home is a solid way to build wealth. Is it?…

  • Real Estate

    Your House Is Inflating Your Net Worth And Should Not Be Your Fallback Plan

    ByDestiny S. Harris

    Addressing warped views on personal real estate — What Is A Millionaire And Who Qualifies? About 1.5% percent of the population is classified as a millionaire, which means these folks have a liquidated positive net worth of 1 million dollars minus their debts and liabilities. Plenty…

  • Habits

    10 Ways You’re Destroying Your Net Worth Potential

    ByDestiny S. Harris

    #2: Your Spineless. You Don’t Know How to Say “No” — 1. You’re In The RED (Negative) Every Month Overspending. Over-leveraging.  You’re constantly spending more money than you’re earning within a 30 day timeline. You’re in the red every month and you’re doing nothing to change…

  • Debt

    Could You Survive Without Credit Cards?

    ByDestiny S. Harris

    Most people would crumble. — I absolutely fucking love credit cards. They’re fantastic. They’re secure. They have tons of perks. And they’re super accessible loans when you want or need them. I didn’t get my first credit card until after I graduated college, and I’m glad…

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