Step 1: Wealth Building. Step 2: Acquisition. “First plant your fields; then build your barn.” (Proverbs 24:27, MSG) This is one of my favorite scriptures from the Great Book. It is simple, direct, and incredibly practical. It speaks to order, patience, and wisdom, especially when…
8 Lessons Some of the most questionable financial advice I have ever received came from people who were struggling financially themselves. Not bad people. Not unintelligent people. Just people whose money habits clearly were not working. Here are a few real examples of advice and…
No more playing games. Take Action Today! When the widow lamented to Elisha of her sad financial plight, fearing that a creditor would take her sons from her, Elisha did not sympathize with her in the way many people expect. Instead, he instructed her to…
Take heed There are infinite ways to build wealth, and when you find the right one, you can accelerate your rate of return exponentially. The challenge is that the best opportunities are not always obvious at the beginning. Before wealth accelerates, you have to find…
Get out of that line if your money ain’t looking right. First, let’s apply some basic logic when it comes to financing a phone. Many people finance their phones because the offer comes with 0% interest. On paper, that can be a smart move. Why pay…
Is this you?40% to 60% of Americans have $500 or less in savings. Pause on that. Really pause. That means a massive number of people are one small disruption away from stress. Not a catastrophe. Just life doing what life does. Things that should be annoying…
Waiting doesn’t make investing safer — it makes it heavier Most people don’t delay investing because they don’t know how. They delay because, by the time they think about investing seriously, money is no longer neutral. When money is neutral, investing feels like a mechanical decision. You put…
Here are the 6 steps you need to follow I’ve been here before, so not only can I relate to people living paycheck to paycheck and financially struggling, but I know the steps I’d take to escape the predicament. First, we are entirely responsible for…
Tax advantages don’t protect you from structural risk — For a long time, retirement advice followed a clean script. Work. Contribute. Max it out. Let the market do its thing. That advice wasn’t stupid. It was contextual. It belonged to a period where inflation was…
Money gets calmer when it gets structured Money stays emotional until it’s structured. Most stress around money doesn’t come from lack of income. It comes from disorder. From not knowing where things are going. From reacting instead of deciding. From letting habits run the show…
Your problem isn’t income, it’s this A vast population of people don’t avoid investing because they’re irresponsible. They avoid it because the math feels abstract. “Investing” sounds like something for people who already have money. Or time. Or confidence. Or a financial background. So they delay….
The #1 thing people forget after pulling the trigger My friend regrets buying the car they currently have, which is close to being repossessed. They’re not only facing repossession, they’re also facing imminent eviction. A few months back, I recommended getting rid of the car. Here’s…
It takes discipline, NOT a big salary. Ramsey Solutions conducted one of the most extensive surveys of millionaires with over 10,000 participants, and they found a few interesting facts: Raw Numbers Other Notable Mentions Millionaires are everyday people who decide to manage their money differently than most;…
Discipline shows up in flesh and numbers — You can lie with your words. You can perform with your presence. You can curate an image that sells the story you want people to believe. But there are two things that don’t play along with your narrative:…
Addressing warped views on personal real estate — What Is A Millionaire And Who Qualifies? About 1.5% percent of the population is classified as a millionaire, which means these folks have a liquidated positive net worth of 1 million dollars minus their debts and liabilities. Plenty…