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Destiny S. Harris

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Destiny S. Harris
  • Finance

    If Your Partner Is Financially Irresponsible, Don’t Marry Them

    ByDestiny S. Harris

    At least not yet. A previous unmarried partner once asked me to co-sign a car loan. My first thought? F*ck that, bro. I knew instantly that it wasn’t just about the car — it was about the way they moved with money. Their relationship with finances was…

  • Investing

    Build 7 Figure Net Worth W/O Sex Videos, OF, Or Influencer Path

    ByDestiny S. Harris

    It’s true. You don’t need a sex video, a rock star influencer account, intelligence, or an only fans account to build a seven figure net worth. You also don’t need a course, a conference, or a book. As a kid I never wanted to spend…

  • Investing

    Why Dumb Investors Get Richer Than Disciplined Overthinkers

    ByDestiny S. Harris

    I started saving in childhood.Not because someone told me to.Because I liked the idea of keeping something that others couldn’t touch. While most kids spent every dollar on candy or cheap toys, I always kept a little left over after my chaotic dollar-store runs. I’d…

  • Finance

    35 Financial Success Lessons for a Wealthier, Calmer Life

    ByDestiny S. Harris

    Money is emotional until it’s structured. You can’t control what you won’t measure, and you can’t measure what you refuse to face. Most people don’t need more income — they need more order. They need to slow down their spending, simplify their lives, and stop…

  • Finance

    Slash Moving Costs | 15 Smart Hacks to Save Big on Your Next Move

    ByDestiny S. Harris

    Move faster, spend less, and simplify the process Moving doesn’t have to drain your wallet — you can slash moving costs with smart strategy, not stress. Most people overspend not because moving is inherently expensive, but because they overcomplicate the process. The truth is simple:…

  • Real Estate

    The Trap of “Easy Real Estate Money”

    ByDestiny S. Harris

    Real estate is seductive. Everyone loves the idea of “passive income” — owning something tangible that supposedly pays you while you sleep. It’s sold as a golden ticket to wealth and freedom: predictable returns, low volatility, and a hedge against inflation. It’s the real estate…

  • Culture

    Travel Destiny

    ByDestiny S. Harris

    Dedication This book is for every person who wants to travel. Some people are born with their entire being predestined to explore and travel the universe. Travel Destiny Something I notice about people who travel is that they seem to have a deeper understanding of…

  • Finance

    Level 1: Finance for Students

    ByDestiny S. Harris

    Introduction As a kid, I enjoyed learning about the subject of finance. At family dinners, we often read a book at the table, and many of the books we read were about finance (e.g., “Rich Dad Poor Dad,” “Rich Kid, Poor Kid,” Dave Ramsey, etc.)….

  • Finance

    Build Your Fields Before Your Barns: The Law of Financial Order

    ByDestiny S. Harris

    Step 1: Build Wealth. Step 2: Acquire Possessions. “First plant your fields; then build your barn” (Proverbs 24:27, MSG). That verse is a blueprint for financial order — a reminder that you build before you buy. The foundation must come before the display. Most people…

  • Finance

    If You Can Only Afford Your New iPhone With Installments, Why Are You In That Long-Ass Apple Line?

    ByDestiny S. Harris

    If you can only afford your new iPhone with installments, why are you in that long-ass Apple line? When your bank balance can’t support the purchase, standing there makes zero sense. People will wait hours for a new phone but won’t spend ten minutes reviewing…

  • Finance

    Never Take Advice From Broke People —  8 Financial Lessons That’ll Save You Years of Struggle

    ByDestiny S. Harris

    Never take advice from broke people unless you want to live exactly like them. If you wouldn’t trade bank accounts or habits with them, don’t take their advice. Over the years, I’ve heard it all: “Buy a new car.” “You’re wasting money renting — get a house.” “Take a…

  • Finance

    Series: Stumbling Into Financial Success

    ByDestiny S. Harris

    Piece 1: I Don’t Know WTF I’m Doing A lot of people have “strategies” to building wealth. It’s true in a sense. There is often some kind of strategy necessary to build wealth. But what if I told you that I built what I have…

  • Investing

    Stop Feeling Sorry For Yourself and Start Rebuilding Wealth

    ByDestiny S. Harris

    Most people never learn how to take action to fix their finances — they complain, regret, and repeat. But sitting in guilt doesn’t pay bills, build savings, or create freedom. It just keeps you broke longer. The only way forward is through action. When the widow lamented…

  • Investing

    Why 60% of Americans Have Less Than $500 Saved

    ByDestiny S. Harris

    Most Americans with less than $500 saved are living one emergency away from crisis — and that number keeps growing. Let’s get brutally honest for a second: if you have less than $500 in your savings account, you’re not alone — but that’s not the comfort it…

  • Finance

    The Hidden Cost of Cashing Out Your 401(k): How Short-Term Thinking Destroys Long-Term Freedom

    ByDestiny S. Harris

    Don’t trade decades of growth for a few months of relief Over 40% of employees cash out their 401(k) when they leave a job. On paper, it looks like an easy solution — a quick fix to cover bills or fund a purchase. In reality,…

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© 2025 Destiny S. Harris. All content is for educational purposes only and does not constitute financial, legal, or medical advice. This site may use affiliate links and earn commissions at no extra cost to you. Your data is never sold or shared. See full Policies

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