This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized.
Are you willing to do it?
$130,000 a year is great – especially for one person. A third of America earns less than $43,350. There is nothing wrong with earning this amount of money, but the question is: What kind of lifestyle do you want to experience? Do you desire to earn just enough, or do you want to earn more than enough?
Many want to earn more than enough income but never take the steps or invest the time into taking the necessary actions to get them past a below-average financial portfolio.
The way to change this dynamic for yourself isn’t the sexiest, but it works.
Financial Education
The core six materials that can provide you with everything you need to know financially are here below:
Books
Videos
Articles
Podcasts
Conferences
Mentors/Advisors
Exploring these financial avenues will be your best friends when it comes to elevating your income and financial situation. My favorite is books; they’ve been my most outstanding teachers.
My parents started me young and introduced personal finance books at the dinner table when we were kids. Thankfully, the habit stuck with me, and I kept reading the books outside the dinner table; it was here (my private time) where I started to digest the finance materials fully.
Over time, my financial aptitude increased, and then I took it a step further and started sharing the things I was learning in my writing here on medium. Though I’ve always been passionate about personal finance, in no way did I know how to write about it, but I started to anyway.
Our Financial Situations Are Within Our Power
Growing up poor, in poverty, or middle class is a gift because it creates a thirst to better your life. The more you expose yourself to education, opportunities, new places, and people, the more you will elevate your finances.
My father constantly exposed me to millionaires and billionaires; the experiences stayed with me and brought me to where I am today. Exposure is priceless, for whatever you are exposed to can expand your level of thinking and open doors you never imagined possible until that moment.
“The poor man’s son has a much better chance of success than one of a rich man, provided that he does not accept poverty as something he has to tolerate and makes up his mind to master it. Poverty is often a great curse, but only because people accept it as such (Napoleon Hill)”.
This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.