This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized.
If you don’t take action, don’t expect a different result
“What is the one thing you can do or start doing today to shift your financial situation?” is the question I asked the person who said the statement above.
Have you ever complained about your financial situation, and instead of doing something, you continued complaining?
Some have been complaining for years without ever taking any action.
However, these people have lost their right to complain because they passively accept their situation instead of being proactive.
Your financial situation will remain the same until you take action.
What are you doing today that is hindering the development of financial independence?
Here are a few examples of what holds many people back from experiencing financial freedom:
Taking action.
Maintaining limited streams of income.
Maintaining a fixed income (never increasing their income).
Living above their means and spending more than they earn.
Avoiding a consistent time investment in their financial education.
Keeping up with their neighbors and wanting to impress others by buying things they don’t need, like, want, or love.
The first step to improving your financial situation is taking action. Without action, you will remain in the same financial position you’re in today without an end in sight.
How I Obtained Financial Independence
I wasn’t always financially independent. I had to create it for myself.
What inspired me was I never wanted to be financially reliant on others.
I wanted to stay in the driver’s seat of my financial situation, and to do that meant I had to make some serious changes in my life.
At the beginning of my financially independent journey, I worked many jobs I didn’t like with people who sucked the energy and life out of me.
But I had a goal: to obtain financial independence, so I could become pickier about how I acquired income in the long run.
Never Stop Working On Your Side Hustles
Throughout all the jobs, I never stopped working on my side hustles, which are paying off today.
It’s critical not to rely on others for your income solely. Maintaining multiple income sources is critical.
You can obtain financial independence if you invest enough of your income from traditional employers, but it diversifies your income pool when you maintain multiple income streams.
It’s also a pretty damn good feeling not to have all of your paychecks coming from someone else.
Recap
If you want to create financial independence, stop doing the things that detract from creating this outcome. Change your habits, and take immediate action. Don’t complain. Act.
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This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.