This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized.
How your habits manifest your financial reality
I’ve been in the gym for two-thirds of my life.
The only reason I have been able to maintain my fit physique is because of consistency and habits.
Whenever people ask for tips about losing weight or becoming healthier, I always ask one thing:
How are your habits looking?
If you’re not eating well, you don’t want to be healthier.
If you’re not staying active, you don’t want to lose weight or become healthier.
If you’re not investing in your health education, you’ll likely miss out on crucial knowledge that can help you experience higher-quality health.
Actions tell you precisely what you want.
If you’re not taking action on your goals to transform your situation, you’re a dreamer.
Even the most minor actions can yield tangible results.
Wealth Habits
The same applies to your finances.
If you desire a healthier relationship with your finances…
If you desire to experience financial freedom…
If you desire less financial stress…
If you’re tired of living paycheck to paycheck…
Ask yourself THE question:
How are my habits looking?
Your financial habits determine your financial success.
YOUR Financial Habits = YOUR Financial Results
Action
Overspending
Result
Never enough money
Action
Delaying or de-prioritizing investing
Result
Behind on retirement and investment goals
Action
Living without an emergency fund
Result
Financial anxiety and potentially the accumulation of more debt when inconvenient or emergencies occur
Action
Avoiding financial education
Result
Ignorance, which equates to missed opportunities and less successful financial outcomes
Stop Blaming Anything Outside of YOU
You can’t blame your financial situation on anyone.
You can’t blame the rich because you have the ability to be rich, too.
You can’t blame inflation. Prices and cost of living will likely always rise.
You can’t blame the school system or the government for not teaching you about money.
You can’t blame your parents for not teaching you about money or not showing you how to manage money successfully.
You can’t blame your lack of resources or less ideal income (you can elevate your income).
You can’t blame your spouse, partner, friends, family, or financial advisor for mismanaging your money (it’s your responsibility to know what is happening with your money at all times).
The only person you can blame if you are unsatisfied with your money is yourself because your actions and habits are the inputs for your financial results.
Let’s Revisit THE Question
How are your financial habits looking?
If you kept up the same financial habits for the next year, five years, or a decade, where would you end up financially?
If you’re happy with your answers, you’re on the right track.
If you’re unhappy with your answers, you have a decision to make.
Until you make a decision, you will continue yielding the same results.
This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.