This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized.
Because they will torment you if they’re horrible
And I immediately questioned them.
Don’t you think it’s wise to be with someone who has a healthy relationship with money to avoid potential tension? Money is a primary cause of dissension in relationships.
Imagine The Following Scenario For A Moment
Imagine if you’re the primary provider of the household, have the habit of spending less than you earn, and have a healthy set of other financial habits, but your partner doesn’t.
Imagine if your partner spends every dollar you earn, transfers money out of investments for frivolous purchases, makes frequent unintentional purchases, maxes out your credit cards, and doesn’t have any care in the world for healthy financial habits.
Their negative financial habits negate your healthy financial habits.
Sounds like a f*cking nightmare to me, which is why you should care about how your partner handles finances.
Your Partner’s Finances Matter
Unless you’re making so much money that it doesn’t matter what your partner spends or does with your money, it is essential to care and inquire about your partner’s financial habits because they will affect you directly.
Not only will your partner’s financial habits affect you now, but they will affect your financial future.
Don’t underestimate how powerful your partner’s habits can affect you.
After one person got of out of a relationship with their partner, their income tripled because they were finally able to focus on increasing their income instead of trying to manage their partner’s unhealthy financial habits.
Another person went deeper and deeper into debt because their partner loved spending their money. Unfortunately, the person earning th income didn’t have any boundaries and allowed their partner to do whatever they wanted with their money.
Both Partners Don’t Need To Be Financial Experts
It’s perfectly okay if one partner is less versed in personal finance in a relationship. Of course, it’s best if both partners are financially prudent, but one can teach the other.
Communication
And as long as both partners stay in sync about how to utilize their shared income, they will flourish.
Communication is key. If you lack communication, you can incur more unnecessary disagreements.
Boundaries
If one partner likes to spend more and one likes to save more, set a healthy boundary for how much should be spent and how much should be saved.
This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.
This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.