This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized.
With An #Eleventh B.O.N.U.S.
You don’t have a liquid emergency fund set up with 3–6 months of expenses (preferably 8–12 months)
You don’t have anything lined up to replace your current income
Your suffocating in a mountain of debt
Multiple people depend on the income you have now, and you intend to make considerably less than you do now
You get frustrated with your job at times, but it’s mostly bearable
You can’t use the “I hate my boss” excuse because your boss is actually OK
You are behind on your retirement goals
You have a lot of health issues that require frequent doctor visits or medication
You don’t have a true entrepreneurial mindset
You are not self-motivated
Bonus #11: You’re not willing to change your lifestyle
This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.