This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized.
Your present results don’t have to be correlated to your past results and experiences with money
A person either disciplines his finances or his finances disciplines him. ~Orrin Woodward
The only way you’ll ever be a badass at money is when you finally decide to be in charge of your finances instead of allowing your finances to be in charge of you.
Most people do not have the financial discipline or the willpower to increase their financial literacy.
The more you learn, the more you earn, which is true. It has proven true in my life many times, so I’m consistently reading personal finance books to expand my knowledge.
If you’ve historically been sucking ass at money, this is your time to shift the narrative.
Here’s what I did to become a badass at money:
1. Consistently invest in my financial education.
2. Learn from wise mentors who have high net worth.
3. Elevate my mindset.
4. Live below my means.
5. Consistently invest.
6. Consistently increase my income.
Education
I didn’t come from a wealthy family, and my parents came from poverty.
However, I started reading personal finance and personal development books during childhood, which helped me reach the levels I’m at today.
Mentors
Many of my mentors are authors of the books I read.
But I’ve also had many in-person mentors who continue to help me achieve financial success.
Mindset
I always had money. I never desired to be broke or financially dependent on others.
If I was ever in a bind, I took action to shift the situation immediately.
My mindset was strong, abundant, and focused on prosperity.
Lack doesn’t exist.
Lifestyle
I always chose to be the person who could buy the car but didn’t instead of the person who did buy the luxury car and went into debt to obtain it.
Most people live above their means, which is why they will never be a badass at money.
Invest
I started investing when I was 14 years old, which helped me purchase my first car.
I never stopped investing.
It’s something you must do to increase and grow your net worth.
Income
You can become wealthy and financially successful by never increasing your income if you have a robust financial strategy that includes investing and living below your means.
But doing those two things, on top of increasing your income, helps expedite your progress.
These six things will help you be a badass at money.
But on top of these six things, you need to ensure your mind is in the right place, which means you might have to eliminate some old and limiting beliefs.
Practice, review, and study the following affirmations to help you shift your mindset and relationship with money.
This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.