It’s true. You don’t need a sex video, a rock star influencer account, intelligence, or an only fans account to build a seven figure net worth. You also don’t need a course, a conference, or a book.
As a kid I never wanted to spend all of my money. I enjoyed saving, so I started saving in childhood. I always loved working—even as. So I always kept a little left over after my shameless visits to the dollar store (I’m trying to think about what I was buying because I was always throwing stuff away 🤔).
Here’s where it gets interesting. My parents exhibited traits of financial expertise by cultivating the following three opportunities:
Then, my parents gave my siblings and I the Dave Ramsey blue piggy bank with the three categories: Saving, Giving, Spending. I ate that shit up.
Then, my parents did another mind blowing thing, when I was 14, they brought over a financial advisor and set all of us up with retirement accounts (BTW, I don’t believe in necessarily having a financial advisor. I haven’t had one for the past decade, though this may change in the future.).
On top of all this, my parents had us read Dave Ramsey, David Bach, and Robert T. Kiyosaki at the dinner table.
My parents f*cking nailed it.
Here’s the thing, though. I didn’t deeply understand the concepts in these books. Robert T. Kiyosaki especially. Though his books are relatively simple, it took me about five plus times of re-reading the book to finally get it (that was in adulthood btw).
I’m not the most financially intelligent person. I’ve made a lot of financially dumb decisions. However, the one thing I’ve done right, is I always prioritize investing.
If I have debt, I invest.
If I don’t have money, I find money and invest it.
Don’t have a job? I invest.
If my spending is more for the month than what I bring in, I invest.
Don’t know where my next paycheck is coming from? I invest.
If I have to take care of others and channel my money towards them, I invest.
Spend more money than I earn? I invest.
If I buy something higher in price for the month, I invest.
Get a pricey vet bill? I invest.
If I blow money on something questionable, I invest.
Don’t know wtf I’m doing? I invest.
I invest ruthlessly no matter the f*cking circumstances.
NOT investing is NOT an option for me, and it never has been because investing is the ONLY way to build and create financial freedom for your current and future self—along with those you care about.
You don’t need to understand charts, investing terminology, read a bunch of books, take a financial course, get a financial advisor, seek a financial mentor, attend a financial conference, or have a degree to build a seven figure net worth.
All you need is one thing: Consistently Invest.
That’s it.
People think it’s complicated.
They think it takes unreasonable effort.
People think you got to study finance for years.
They think you can’t invest unless you know what you’re doing.
I haven’t known what I’ve been doing for decades. I consider myself an ignorant investor. And it’s working pretty damn well for me.
So what I like to encourage people to do, and one of the first questions I ask people is: Are you investing? Because if you don’t put your money to work, you’re going to be working for money the rest of your life.
The choice is up to you. You can either get started, or you can think about getting started. That’s what most people do. They write down ideas. Or they think about ideas. They explore ideas. Or they rehash ideas. They talk about ideas.
But they never execute.
All you got to do is f*cking start. That’s it.
That’s what I did decades ago.
Doesn’t matter your age.
Doesn’t matter your timeline.
Because once you get started, you’ll learn through experience and mistakes how to invest better.
Happy investing.
This content is for informational and educational purposes only. It reflects personal experiences and opinions — not financial advice. Always do your own research or consult a licensed advisor before making financial decisions.