Pre-buy comfort. Set yourself up to never invest again. Much of the research claims you should have at least one year’s salary saved by 30. Okay, but why? Well, here’s what I took away from the advice: When you save up a substantial amount in your…
9 Pieces of Wisdom to Follow First off: Don’t Buy A Car Don’t buy a car…yet. If you can, wait as long as possible before getting a car or replacing the one you have. Continue to leverage your current car, friend, family, public transportation, or other resources…
The two paycheck strategy When I got my first job out of college, there are really only 3 things I did. On the weekends, I got Mexican food at this dope ass restaurant (which I forgot to save to google maps) and a smoothie. The rest…
The first student loan I ever paid off was my Parent Plus loan. Why? I felt like I owed my parents money. The loan was not only in my name, but their name as well. So I took it as my responsibility to pay that loan…
I stopped maxing out my 401k. The wealthy don’t build fortunes in retirement accounts — and neither should you. For years, I preached the gospel. Max out your Roth IRA. Max out your 401k. Let compound interest do its thing. Die wealthy. I followed my…
A King Who Owned Everything Still Told You to Spread Your Bets. You Should Probably Listen. Solomon had more wealth than anyone alive. Buffett said you only get twenty punches. Both were saying the same thing. Three thousand years apart, two of the wealthiest minds…
“Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land.” — Ecclesiastes 11:2 Three thousand years ago, a king wrote those words. He was talking about spreading your resources wisely because nobody knows what tomorrow brings. He…
Nuclear, Energy Infrastructure, Robotics & AI, Health Tech, CyberSecurity, Quantum, Robotics, Space And now you know how I spend my Sunday mornings at 6 am…thinking about how technologies and ETFs work together to create strong investment infrastucture, aka stronger and smarter portfolios based on conviction…
Your wealth isn’t being stolen. It’s leaking out in amounts too small to notice and too consistent to survive. Think about yesterday. Specifically, think about what you spent money on that you’ve already forgotten. Maybe it was a coffee and a breakfast sandwich. Maybe it…
Before I walk you through this, I want to be clear about something. This isn’t an argument against homeownership. It’s an argument against making one of the largest financial decisions of your life without knowing the actual number. Nobody tells you the actual number. What…
You’re not behind. You’re just starting. And starting beats standing still every single time. Let me skip the part where I pretend this isn’t scary. You’re 35. Maybe older. Your savings account has a number in it that makes your chest tight. You’ve been working…
This one rule has kept me financially free for over a decade. I have a rule that governs my entire financial life: My net worth must always be greater than any debt I carry. Always. No exceptions. If I have a credit card balance, I…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → If I can afford to buy, should I buy? What should you do? To Go Big Or…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → The Clarity Death Brings As We Age Making The Death Talk: Establishing the will, trust, and related…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → 107 Tips About Money25 Extreme Personal Finance Tips Do You Have A Positive Net Worth? Join the…