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Destiny S. Harris

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Destiny S. Harris
  • Investing

    The One Lesson from Rich Dad Poor Dad I Will Not Forget

    ByDestiny S. Harris

    Rich Dad Poor Dad is often treated like a beginner’s book. People quote it early in their money journey, nod along, then move on. But buried inside it is a lesson that doesn’t age, doesn’t get outdated, and doesn’t stop being relevant no matter how…

  • Habits

    Don’t Allow Your Employer to Steal From You

    ByDestiny S. Harris

    People rarely think about theft in this way, but it happens quietly every day—especially in retail, food service, gyms, salons, and any workplace where employees are also customers. Your employer doesn’t have to dock your pay or short your hours to take money back from…

  • Finance

    78% of People Live Paycheck to Paycheck. Does This Include You?

    ByDestiny S. Harris

    A 2023 survey conducted by Payroll.org found that 78% of Americans live paycheck to paycheck, a 6% increase from the year before. According to reporting by Forbes, this means more than three-quarters of people struggle to save or invest after covering monthly expenses. That number…

  • Finance

    What’s Your Initial Reaction to an Income Loss?

    ByDestiny S. Harris

    Most people don’t realize how fragile their financial situation is until something breaks. A job disappears. A contract ends. An investment drops. A savings buffer gets hit. And suddenly, the reaction isn’t logic—it’s panic. That panic isn’t random. It’s diagnostic. People freak out after losing…

  • Business

    Is the Hormozi Method to Investing Actually Smart — or Just Survivorship Bias?

    ByDestiny S. Harris

    When skipping investing is genius — and when it’s just reckless Alex Hormozi and Leila Hormozi didn’t get rich by dollar-cost averaging into index funds in their 20s. They built businesses. Aggressively. Obsessively. For years. The payoff was massive enough that traditional investing barely mattered….

  • Finance

    10 Money Habits That Separate People Who Build Wealth From People Who Stay Stuck

    ByDestiny S. Harris

    It’s not about income; it’s about what you do when no one’s watching. I’ve noticed something about people who actually build wealth versus people who just talk about it. It’s rarely the income. I know people earning $200K who are broke. I know people who…

  • Finance

    The Investor Who Did Nothing Beat 90% of Active Traders. Here’s the Math That Proves It.

    ByDestiny S. Harris

    I recently analyzed two hypothetical investors who started with the same salary and same goals in 2016. Investor A was SMART. Read investment newsletters, followed market analysts on Twitter, waited for “the right moment” to buy, and moved money around constantly trying to optimize returns….

  • Finance

    10 Real Reasons We Can’t Stop Broadcasting Our Lives and THINGS

    ByDestiny S. Harris

    What social media flexing reveals about the human needs we’re not meeting offline Every time you scroll through your feed, you see them. The perfectly framed vacation photo. The luxury car casually positioned in the driveway. The designer bag that “just arrived.” The promotion announcement with…

  • Finance

    The Muscle Paradox: Why Training Harder Is Making You Weaker

    ByDestiny S. Harris

    The counterintuitive truth about building muscle that no one talks about - and the 11 mistakes keeping you stuck I watch it happen every week. Someone walks into the gym with fire in their eyes, ready to transform. Six months later, they’re frustrated, confused, and barely any different…

  • Finance

    The $30,000 Mistake: What Your Mechanic Won’t Tell You About Car Decisions

    ByDestiny S. Harris

    Why the repair-or-replace debate is actually about something much bigger than your car — Your car dies. You panic. You start researching. Within 48 hours, you’ve made a decision that will either save you thousands or cost you a decade of financial progress. Most people think…

  • Finance

    Lessons To Consider Before Your Next Car Purchase

    ByDestiny S. Harris

    Always be capable of paying cash — I’ve only bought one car during my lifetime, but many people around me have consistently bought cars, so I’ve had the opportunity to digest many lessons from their experiences as well as my own, which I will share with…

  • Finance

    If You Work In Retail, Don’t Waste Your Paycheck On Your Employer

    ByDestiny S. Harris

    Then you’re working for FREE — Working in retail was one of the best experiences of my working history. I gained about two years of retail experience and was also introduced to the concept of minimum wage.  You don’t make a lot of money in retail…

  • Finance

    10 Things You Should Never Do When Buying A Car

    ByDestiny S. Harris

    If you’re starting to sweat while signing the papers, walk away — I made many mistakes when I bought my first car, but I will never make them again. I’m thankful for the lessons, though, because they helped me learn what to do differently the next…

  • Finance
    ByDestiny S. Harris

    10 Traits of a Scarcity Mindset You cannot build wealth with this mentality — 1 - Don’t save or invest Living in the moment is not a valid excuse not to invest, save, and build wealth. When you don’t prioritize building wealth, you function at a scarcity level. To…

  • Habits

    Why People Sabotage Their Financial Success

    ByDestiny S. Harris

    Do You Prioritize Long or Short-Term Outcomes? — Financial success looks different for you, me, and everyone else. It’s not always black and white. There are many different financial goals people want to meet. However, if you start talking to most people about financial success,…

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© 2026 Destiny S. Harris. All content is for educational purposes only and does not constitute financial, legal, or medical advice. This site may use affiliate links and earn commissions at no extra cost to you. Your data is never sold or shared. See full Policies

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