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Destiny S. Harris

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Destiny S. Harris
  • Finance

    Most Millionaires Never Earn Six Figures

    ByDestiny S. Harris

    Wealth isn’t about salary size — it’s about the discipline to outlast. They don’t look like lottery winners. They don’t sit in corner offices with seven-figure salaries. The surprising truth? Most millionaires aren’t raking in massive paychecks — they’re mastering boring but powerful money habits. A national survey of over…

  • Investing

    Psychology of Money Lessons That Build Unshakable Wealth

    ByDestiny S. Harris

    Master your mindset, outlast the losses, and invest in the future version of you. Money isn’t just numbers — it’s psychology. And nowhere is that more obvious than in The Psychology of Money. I’ve read it cover to cover, and what sticks with me isn’t the math, but…

  • Debt

    Living Without Financing: Could You Handle It?

    ByDestiny S. Harris

    Stop Letting Debt Decide Your Lifestyle Imagine a world where financing didn’t exist. No credit cards. No car loans. No mortgages. No student loans. If you wanted something, you had to pay in full—cash only. How different would your life look right now? For most…

  • Finance

    Why Talking About Money Feels So Uncomfortable (and How to Fix It)

    ByDestiny S. Harris

    Six truths that expose our money hang-ups and how to break free. Most people don’t like talking about money. You can see it in their posture, their tone, and even the way their energy shifts when the subject comes up. For some, it’s embarrassment. For…

  • Finance

    Master Money the Simple Way: 10 Rules for Wealth That Lasts

    ByDestiny S. Harris

    Stop complicating the game. These basics are how you win with money. Most people convince themselves that money is impossible to figure out. They blame their family, their education, their age, or their lack of skill with numbers. The excuses pile up fast: But here’s…

  • Finance

    25 X-Treme Finance Rules That Cut the Bullsh*t

    ByDestiny S. Harris

    Tired of suboptimal financial results? Continue reading… Money doesn’t care about your excuses. It only cares about the rules you follow. These 25 cut-throat rules are designed to bulletproof your finances, stop the bleeding, and push you toward freedom — fast. No fluff. No sugarcoating….

  • Investing

    The Cost of Waiting: Why Not Investing Is Your Biggest Financial Mistake

    ByDestiny S. Harris

    Every year you delay, you’re paying a hidden tax on your future Most people already know that investing builds wealth. We’ve all heard it: start early, let compound interest do the work, and secure financial freedom. Yet, despite knowing this, millions still hesitate. Some delay…

  • Debt

    Breaking the Consumer Trap: How to Escape Overspending for Good

    ByDestiny S. Harris

    Break free from the cycle of mindless spending At some point, we’ve all spent money on things that held little to no value — often without realizing it. A quick fast-food meal, a random Amazon binge, a shirt that only gets worn once. None of…

  • Finance

    Following the Crowd Is the Fastest Way to Stay Broke

    ByDestiny S. Harris

    Stop copying bad habits — start building wealth instead If you mirror the financial choices of the masses, you’ll inherit their struggles. Most people don’t understand delayed gratification or self-discipline when it comes to money. They want it now, even if it means financing a…

  • Finance

    4 Toxic Money Mindsets That Will Keep You Broke Forever

    ByDestiny S. Harris

    Wealth starts in your head long before it shows in your bank account Money is neutral. It’s a tool, not a villain. Yet, many people sabotage their own wealth by clinging to limiting beliefs about what money means and who deserves it. The truth is,…

  • Finance

    8 Ruthless Money Lessons That Will Save You Years of Regret

    ByDestiny S. Harris

    Redefine your relationship with money before it defines you Money isn’t just about earning more — it’s about what you keep, where you put it, and how you think about it. Most people get stuck repeating the same financial patterns without questioning whether those habits…

  • Real Estate

    13 Smart Hacks To Slash Your Moving Costs

    ByDestiny S. Harris

    Move fast, spend less, and simplify the process Moving doesn’t have to drain your wallet — unless you let it. Most people overspend not because moving is expensive, but because they overcomplicate it. The truth is simple: the faster you move, the lighter you pack,…

  • Finance

    Why Most People Buy Cars Instead of Building Wealth

    ByDestiny S. Harris

    The trap of materialism vs the discipline of investing. Eighty-five percent of people carry a car note. Yet, according to Yahoo Finance, 78% of Americans have less than $50,000 saved for retirement. The math is clear: people are prioritizing short-term status over long-term independence. The…

  • Finance

    Financial Agility: How to Outsmart Inflation and Thrive

    ByDestiny S. Harris

    Build a shield of flexibility against economic chaos Prices are rising everywhere. Housing gets less affordable, gas fluctuates unfairly, and groceries stretch your budget thinner every year. That’s the reality. But stressing over it won’t protect you — building financial agility will. The truth is,…

  • Finance

    Wealth Without Sacrifice: Living Well While Growing Rich

    ByDestiny S. Harris

    Build a life you love without abandoning financial freedom A lot of people assume enjoying life means draining your bank account or sabotaging your future. That’s a false trade-off. You can travel, eat well, and live richly in the present — while still stacking long-term…

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© 2025 Destiny S. Harris. All content is for educational purposes only and does not constitute financial, legal, or medical advice. This site may use affiliate links and earn commissions at no extra cost to you. Your data is never sold or shared. See full Policies

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