Get out of that line if your money ain’t looking right. First, let’s apply some basic logic when it comes to financing a phone. Many people finance their phones because the offer comes with 0% interest. On paper, that can be a smart move. Why pay…
You can’t avoid low days, but you can avoid shooting yourself in the foot. We all experience low points in our lives. There’s no escaping the highs and lows of life. We will be let down at times - even by the best people. What’s most important is…
Is this you?40% to 60% of Americans have $500 or less in savings. Pause on that. Really pause. That means a massive number of people are one small disruption away from stress. Not a catastrophe. Just life doing what life does. Things that should be annoying…
A small but mighty numberOver three-quarters of Americans struggle to save or invest after paying their monthly expenses (Source: Forbes). That number is heavy. Not shocking, but heavy. It should make you stop for a moment and really think about what everyday life looks like for…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → The answer isn’t always yes. Here’s how to know if yours is a problem. The first group…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → I’ve been investing since I was 14. I’ve been working out since I was 11. At some…
The milestone isn’t the accomplishment. What you do next is. Hitting $100,000 in net worth feels like a finish line. You’ve been grinding. Saving. Investing. Watching the numbers crawl upward month after month. And then one day, you check your accounts and there it is — six figures….
Two paths to explore. Let’s see which path you pick. My car lasted for a little over a decade. I happily drove it to the end of the moon, and then it finally said goodbye. What you do after your car breaks down is consequential because…
Seven ideas worth exploring “Let’s say you are struggling financially. It could be stress about retiring, stress about your next bill, fear of losing your job, or anything else. What can you do to fix this? Einstein made the answer so simple when he said:…
A study of one person (me) who held TQQQ through a 75% crash like a psychopath Abstract Conventional financial wisdom states that leveraged ETFs like TQQQ are not suitable for long-term holding due to volatility decay. This paper presents a groundbreaking counter-argument: what if you…
How I lost $156,000 to a robo-advisor I did everything right. At least, that’s what I thought. At 26 years old, I decided to randomly open two accounts, one with a robo-advisor and another with private equity just to try it out. It seemed like…
5 things you need to know before you start trading options I lost $5,000 trading options on AT&T. And honestly? I deserved to lose it because I had no idea what I was doing. Today I’m gonna break down what options actually are — in the simplest way…
Everything on an ETF page explained in plain English — using SMH as our example (Since I’m bullish on semis right now) If you’ve ever pulled up an ETF page and felt like you were reading hieroglyphics, you’re not alone. I still remember laying eyes on hieroglyphics in…
I stopped maxing out my 401k. Here’s what I do instead. For years, I preached the gospel. Max out your Roth IRA. Max out your 401k. Let compound interest do its thing. Die wealthy. I followed my own advice. I’ve been investing since I was 14….
Waiting doesn’t make investing safer — it makes it heavier Most people don’t delay investing because they don’t know how. They delay because, by the time they think about investing seriously, money is no longer neutral. When money is neutral, investing feels like a mechanical decision. You put…