#1 Don’t spend your paycheck where you work I’ve worked in retail, fast food, and technology. The interesting thing about working in retail is how big of a discount they give to employees. I recall working at American Eagle, where the discount they gave employees was…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → The difference between building wealth and staying broke has almost nothing to do with income. We’ll call…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Everyone thought I was crazy. My bank account disagreed. In 2016, I rented a room from a…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Pay at the grocery store or pay the bill at the hospital It always comes due. That…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → I stopped maxing out my 401k. Here’s what I do instead. Max out your Roth IRA. Max…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → 5 Things You Need To Know Before You Start Trading Options I lost five thousand dollars trading…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Everything on an ETF page explained in plain English – using SMH as our example (Since I’m…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → How I lost $156,000 to a robo-advisor I did everything right. At least, that’s what I thought….
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → A study of one person (me) who held TQQQ through a 75% crash like a psychopath Conventional…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → The simplest math that separates wealthy people from everyone else It’s not confidence. It’s math. Specifically, it’s…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Waiting doesn’t make investing safer – it makes it heavier They delay because, by the time they…
What your future actually looks like if you KEEP postponing investing Here’s something nobody tells you in your twenties: Earned income is a trap disguised as a solution. You work. You get paid. You spend. You work again. The cycle feels productive. You’re making money….
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → What your future actually looks like if you KEEP postponing investing Earned income is a trap disguised…
This isn’t a story about genius. It’s not a story about market timing, secret strategies, or some early obsession with spreadsheets. It’s a story about starting before I understood anything — and why that mattered more than all the knowledge I picked up later. When I was…
They either freak out and spiral — or they stay calm and get to work. Most people panic. They lose a job, a client pauses, an investment dips, or a revenue stream dries up, and suddenly their nervous system is on fire. Anxiety spikes. Sleep…