The real obstacle isn’t money, it’s the lifestyle pressure no one warns you about Most people think saving their first $100K is hard because they don’t make enough money. That’s rarely the real reason. The real fight isn’t income. It’s friction. Social pressure. Short-term relief. Emotional…
The difference between building wealth and staying broke has almost nothing to do with income. Let me introduce you to two people. We’ll call them Person A and Person B. They work at the same company. Same title. Same salary. $80,000 a year. Same city. Same…
Everyone thought I was crazy. My bank account disagreed. In 2016, I rented a room from a family for $300 a month. I was earning close to six figures. I had no debt. No dependents. No reason I had to live that way. And people…
Here are the 6 steps you need to follow I’ve been here before, so not only can I relate to people living paycheck to paycheck and financially struggling, but I know the steps I’d take to escape the predicament. First, we are entirely responsible for…
#1 Don’t spend your paycheck where you work I’ve worked in retail, fast food, and technology. The interesting thing about working in retail is how big of a discount they give to employees. I recall working at American Eagle, where the discount they gave employees was…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → The difference between building wealth and staying broke has almost nothing to do with income. We’ll call…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Everyone thought I was crazy. My bank account disagreed. In 2016, I rented a room from a…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Pay at the grocery store or pay the bill at the hospital It always comes due. That…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → I stopped maxing out my 401k. Here’s what I do instead. Max out your Roth IRA. Max…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → 5 Things You Need To Know Before You Start Trading Options I lost five thousand dollars trading…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Everything on an ETF page explained in plain English – using SMH as our example (Since I’m…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → How I lost $156,000 to a robo-advisor I did everything right. At least, that’s what I thought….
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → A study of one person (me) who held TQQQ through a 75% crash like a psychopath Conventional…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → The simplest math that separates wealthy people from everyone else It’s not confidence. It’s math. Specifically, it’s…
This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → Waiting doesn’t make investing safer – it makes it heavier They delay because, by the time they…