This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized.
This is a sure way to never have enough of it!
If you’re experiencing a tight budget, lack of resources, a tremendous amount of debt, or simply not enough money, here are some alternative actions you can take:
Go to the library or online resources and find a book about personal finance. Start with Dave Ramsey. He’s a great teacher for people who have no clue what to do about money. I recommend getting a book about money because we’re often in financial predicaments due to a lack of education.
While you’re at the library or online resource center, get another book on prosperity, abundance, and wealth. My top recommendation is “Think & Grow Rich.” Not only do you need to educate yourself about money, but you need to expose your mind to prosperous and abundant thoughts.
Create a budget. One of the best ways to learn about your money is to create a budget to know exactly what income is coming in and what money is going out.
After creating a budget, you can decide on what expenses you want to cut. Cutting expenses is an easy way to increase the available income you have. Cutting your expenses is essentially giving yourself a raise, and it’s entirely within your control. You determine how much of a raise you’re giving yourself by how much financial bloat you’re willing to cut out of your budget.
Focus your thoughts and words on abundance. Instead of saying, “I don’t have enough money,” change your vocabulary to, “Money comes easily and frequently to me, I have everything I need, I live in abundance, I lack no good thing.” Saying words such as these over and over again will shift your mentality about money.
Invest your time, energy, and resources into increasing your income. Some of us genuinely have dead-end jobs or income that is not enough. This is the time to change all of that. You have the power to change jobs, start a new job, switch careers, start a business, or whatever you desire. Start today. Write your financial goals down. Brainstorm how you intend to increase your income. Then, write out the actionable steps you plan to take to make your financial goals a reality.
This content is for informational purposes only — not professional advice. Consult a qualified professional before making any major decisions.