Dave Ramsey has helped a lot of people stop doing dumb things with money. That alone deserves respect. If you’re buried in credit card debt, stressed, disorganized, and living on financial fumes, the Baby Steps can pull you out of chaos. They’re simple. They’re strict….
When skipping investing is genius — and when it’s just reckless Alex Hormozi and Leila Hormozi didn’t get rich by dollar-cost averaging into index funds in their 20s. They built businesses. Aggressively. Obsessively. For years. The payoff was massive enough that traditional investing barely mattered….
I recently analyzed two hypothetical investors who started with the same salary and same goals in 2016. Investor A was SMART. Read investment newsletters, followed market analysts on Twitter, waited for “the right moment” to buy, and moved money around constantly trying to optimize returns….
Here’s what I would do if I had to start all over again and what I’m doing now — 1. Live below my means One of the biggest ways to create wealth is to live below your means. This is the foundation for any type of wealth….
Your House Doesn’t Make You A Millionaire — 1% of the world population qualifies as millionaires. A millionaire has a liquid positive net worth of 1 million dollars minus their debts and liabilities. So unless you net millions of dollars after selling and paying off…
Here’s How To Find Out You might think someone is wealthy if they earn a million dollars or six figures. According to Robert T. Kiyosaki, this isn’t true wealth. The average person would find this salary a good stinking deal. Robert challenges you to rethink…
#2: Your Spineless. You Don’t Know How to Say “No” — 1. You’re In The RED (Negative) Every Month Overspending. Over-leveraging. You’re constantly spending more money than you’re earning within a 30 day timeline. You’re in the red every month and you’re doing nothing to change…
Action 5, part 4: Invest like someone is threatening your life if you don’t save money — Action 1 This is going to be really fucking hard for some of you…. Slash your expenses by 50%. In 2016, my rent was $300. I had a phone…
Chapter 1: Keep Your Car Keep Your Car 64% of people have owned their car for five years or less (The Zebra, 2024). But people, on average, keep their cars for about eight years, which is pretty damn good. However, we know most people want…
Who would have thunk that robo investing would deliver real returns over 10 years. Not many take robo investing seriously. It often looks stupid and less sophisticated to many Not me. I wasn’t out here thinking I was Warren Buffett or some finance genius. I…
Did you know IF your money is parked in a bank account earning 0.01% interest, it would take you thousands of years to double it? Seven thousand years 😎 The math is catastrophically ludicrous and total shit. Banks love savers because they can take your…
Are you choosing poverty thought your daily actions? 1. Eating food that’s way past its expiration date 2. Eating food off the ground I shamelessly followed the 3–5 second rule for food that dropped on the ground. Aate old food in the fridge. I ate food…
Stop repeating the same patterns that are destroying your net worth. You might not realize it, but a lot of people are straight-up addicted to being broke. Not because they want to struggle. Not because they enjoy financial stress. But because the behaviors that keep…
Everyone says they want freedom. Few are actually building it. There are many hidden gifts of investing many miss. They talk about wanting peace, security, and control — but they spend every paycheck and call it survival. You can’t save your way to wealth.You can…
It’s true. You don’t need a sex video, a rock star influencer account, intelligence, or an only fans account to build a seven figure net worth. You also don’t need a course, a conference, or a book. As a kid I never wanted to spend…