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Destiny S. Harris

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Destiny S. Harris
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    6 Pillars of Financial Flourishing

    ByDestiny S. Harris

    If I had to rebuild my finances from zero, I’d start with these six moves. Most people think financial success is about earning more. It’s not. It’s about building smarter systems around what you already have. Whether you’re restarting from scratch or leveling up from stability…

  • Investing

    Your First 100K Will Change You Forever

    ByDestiny S. Harris

    Saving your first 100K is one of the hardest yet most transformative milestones you’ll ever hit. The discipline it requires rewires your psychology, reshapes your habits, and redefines what you believe is possible. It’s not about luck — it’s about leverage. Once you hit that…

  • Finance

    25 X-Treme Finance Rules That Cut the Bullsh*t

    ByDestiny S. Harris

    Tired of suboptimal financial results? Continue reading… Money doesn’t care about your excuses. It only cares about the rules you follow. These 25 cut-throat rules are designed to bulletproof your finances, stop the bleeding, and push you toward freedom — fast. No fluff. No sugarcoating….

  • Investing

    The Cost of Waiting: Why Not Investing Is Your Biggest Financial Mistake

    ByDestiny S. Harris

    Every year you delay, you’re paying a hidden tax on your future Most people already know that investing builds wealth. We’ve all heard it: start early, let compound interest do the work, and secure financial freedom. Yet, despite knowing this, millions still hesitate. Some delay…

  • Finance

    8 Ruthless Money Lessons That Will Save You Years of Regret

    ByDestiny S. Harris

    Redefine your relationship with money before it defines you Money isn’t just about earning more — it’s about what you keep, where you put it, and how you think about it. Most people get stuck repeating the same financial patterns without questioning whether those habits…

  • Finance

    Why Most People Buy Cars Instead of Building Wealth

    ByDestiny S. Harris

    The trap of materialism vs the discipline of investing. Eighty-five percent of people carry a car note. Yet, according to Yahoo Finance, 78% of Americans have less than $50,000 saved for retirement. The math is clear: people are prioritizing short-term status over long-term independence. The…

  • Finance

    Financial Agility: How to Outsmart Inflation and Thrive

    ByDestiny S. Harris

    Build a shield of flexibility against economic chaos Prices are rising everywhere. Housing gets less affordable, gas fluctuates unfairly, and groceries stretch your budget thinner every year. That’s the reality. But stressing over it won’t protect you — building financial agility will. The truth is,…

  • Investing

    Build Your Fields Before Your Barns

    ByDestiny S. Harris

    Proverbs 24:27 It’s easier to grind every single day of your life than to make one big, upfront sacrifice that frees you forever. Passive Income vs. the Mortgage Trap How many people have passive income covering their mortgage or rent? Take a wild guess. Less…

  • Finance

    How to Build a One-Year Emergency Fund That Actually Lasts

    ByDestiny S. Harris

    Why Emergency Funds Matter Most people can’t cover an unexpected $500–$1,000 expense without swiping a credit card. Debt has become the default way to handle both planned and unplanned costs. But every charge just builds a bigger mountain to climb. Breaking free starts with one principle:…

  • Investing

    Building Wealth Through the Stock Market: Myth or Reality?

    ByDestiny S. Harris

    Some people swear the stock market is the ultimate wealth builder. Others roll their eyes and say it’s too slow, too risky, or not worth the wait. The truth? It depends — on your definition of wealth, your patience, and how willing you are to ride out…

  • Real Estate

    Why I Won’t Chain My Money to Syndications

    ByDestiny S. Harris

    I like testing ideas with real dollars. Some experiments turn to dust, some pay lunch money, a few compound into engines. Syndications taught me plenty—but they also taught me what slows momentum. Here’s the plain-spoken version, minus the pitch deck gloss. First, what we’re talking…

  • Finance

    Start Investing with A Tiny Amount: Build Wealth for the Long Term

    ByDestiny S. Harris

    Featured image by Adam Nir from Unsplash Most people want wealth right now. They want to skip the grind, bypass the years, and land directly in financial freedom. But here’s the truth: wealth doesn’t arrive overnight, and the short-term will always compete for your money….

  • Finance

    Start Broke. Grow Rich.

    ByDestiny S. Harris

    “I want it now.” That’s the default setting. Nobody brags about a 20-year compounding marathon. Nobody posts screenshots of their first $12.37 in dividends (I recall when I was at $0.01). Long-term wealth is quiet at the start — you don’t hear anything, you don’t…

  • Finance

    Make Money Work for You, or Die Servant to It

    ByDestiny S. Harris

    There is always a form of sacrifice that comes in the pursuit of financial resources. The biggest one is time. Even “passive income” starts with a very active investment. You can’t escape the law of exchange: what you put in, you get out. Time is…

© 2025 Destiny S. Harris. All content is for educational purposes only and does not constitute financial, legal, or medical advice. This site may use affiliate links and earn commissions at no extra cost to you. Your data is never sold or shared. See full Policies

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