But recently I started asking a different question. Instead of studying what fit older people do right, I asked what they wish they’d done differently. The answers were almost identical. Person after person, the same regrets kept surfacing. These aren’t people who neglected their health…
The difference between building wealth and just having a portfolio. Let me ask you something uncomfortable. That ETF you bought — why did you buy it? That stock in your portfolio — can you explain the business model? The competitive advantage? Why it’s worth what you paid? That allocation…
I used to think healthy people were grinding harder than everyone else. Two-hour gym sessions. Strict meal plans. Supplements lined up on the counter. A level of discipline that bordered on obsession. Think….not. I started paying attention to the people in my life who were actually…
The rules everyone follows are the reason MOST people never build wealth There’s a certain type of financial advice that gets repeated so often it becomes gospel. Diversify everything. Save 6 months of expenses. Buy a home as soon as possible. Avoid debt at all costs….
I’ve been investing since I was 14. I’ve been working out since I was 11. At some point I noticed something strange: the people who were winning at one were usually winning at the other. The disciplined investors I knew were almost always in good shape….
The answer isn’t always yes. Here’s how to know if yours is a problem. I’ve written about car payments before. And every time I do, I get two types of responses: The first group says: “This changed how I think about money. I’m paying off my…
There are no cons to be found here 1. Financial Peace I didn’t start experiencing glimpses of financial peace until decades after I started investing. After decades or years of investing, you start to see compound interest (#8) work in your favor. Investing = paying yourself…
I think the only way to write when you’re experiencing any type of emotion that could be a potential blocker is to simply write. That sounds stupidly obvious. I know. But most advice about writer’s block is stupidly complicated when the answer has been sitting…
Prepare for unknown levels of suffering to achieve your targets. As you progress on your journey, doubtful questions and thoughts will visit your mind. Not might. Will. This isn’t a possibility you should prepare for — it’s a guarantee you need to accept right now…
The foundation of a healthy relationship with the self. This one I got from Jay Shetty, and it resonated deeply: What did I do for myself today? Six words. No complexity. No framework. No ten-step system. Just one honest question that will expose exactly how…
I asked people in their 60s and 70s one question: “What do you wish you’d started doing earlier?” The answers were almost identical. Not supplements. Not specific diets. Not fancy gym routines. Basic habits. Simple practices. Things they dismissed as too easy to matter — until they…
The milestone isn’t the accomplishment. What you do next is. Hitting $100,000 in net worth feels like a finish line. You’ve been grinding. Saving. Investing. Watching the numbers crawl upward month after month. And then one day, you check your accounts and there it is — six figures….
Two paths to explore. Let’s see which path you pick. My car lasted for a little over a decade. I happily drove it to the end of the moon, and then it finally said goodbye. What you do after your car breaks down is consequential because…
Seven ideas worth exploring “Let’s say you are struggling financially. It could be stress about retiring, stress about your next bill, fear of losing your job, or anything else. What can you do to fix this? Einstein made the answer so simple when he said:…
Straight ShootersThe only way to goPhoto by Matt Hardy on UnsplashWe weren’t closeBut you were my twinWe had a complex historyBut we chose commitment insteadIt always hung outAnd I saw your painThey thought it was cuteBut you lost everythingNever saw it happen this wayBut it didThought I…