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Destiny S. Harris

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Destiny S. Harris
  • Articles | Finance | Investing

    The People Who Build Wealth and Stay Fit Have the Same 5 Habits

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → I’ve been investing since I was 14. I’ve been working out since I was 11. At some…

  • Articles | Debt | Finance

    Is Your Car Payment Destroying Your Net Worth?

    ByDestiny S. Harris

    This piece is part of my 2016–2026 archive migration. Some original formatting, content, and external links may be missing, changed, or not be optimized. Join the Newsletter → The answer isn’t always yes. Here’s how to know if yours is a problem. The first group…

  • Uncategorized

    10 Gifts Investing Gives You

    ByDestiny S. Harris

    There are no cons to be found here 1. Financial Peace I didn’t start experiencing glimpses of financial peace until decades after I started investing. After decades or years of investing, you start to see compound interest (#8) work in your favor. Investing = paying yourself…

  • Writing

    How To Write When You Can’t Write

    ByDestiny S. Harris

    I think the only way to write when you’re experiencing any type of emotion that could be a potential blocker is to simply write. That sounds stupidly obvious. I know. But most advice about writer’s block is stupidly complicated when the answer has been sitting…

  • Growth

    Go To War For Your Goals

    ByDestiny S. Harris

    Prepare for unknown levels of suffering to achieve your targets. As you progress on your journey, doubtful questions and thoughts will visit your mind. Not might. Will. This isn’t a possibility you should prepare for — it’s a guarantee you need to accept right now…

  • Growth

    One Question You Should Ask Yourself DAILY

    ByDestiny S. Harris

    The foundation of a healthy relationship with the self. This one I got from Jay Shetty, and it resonated deeply: What did I do for myself today? Six words. No complexity. No framework. No ten-step system. Just one honest question that will expose exactly how…

  • Fitness

    The Fitness Habits People Regret Not Starting in Their 30s

    ByDestiny S. Harris

    I asked people in their 60s and 70s one question: “What do you wish you’d started doing earlier?” The answers were almost identical. Not supplements. Not specific diets. Not fancy gym routines. Basic habits. Simple practices. Things they dismissed as too easy to matter — until they…

  • Finance

    What The Wealthy Do With Their First $100K & The Middle Class Skips

    ByDestiny S. Harris

    The milestone isn’t the accomplishment. What you do next is. Hitting $100,000 in net worth feels like a finish line. You’ve been grinding. Saving. Investing. Watching the numbers crawl upward month after month. And then one day, you check your accounts and there it is — six figures….

  • Habits

    What’s the Best Move After Your Car Breaks Down

    ByDestiny S. Harris

    Two paths to explore. Let’s see which path you pick. My car lasted for a little over a decade. I happily drove it to the end of the moon, and then it finally said goodbye. What you do after your car breaks down is consequential because…

  • Finance

    Your Finances Can’t Improve with Your Current Level of Thinking

    ByDestiny S. Harris

    Seven ideas worth exploring “Let’s say you are struggling financially. It could be stress about retiring, stress about your next bill, fear of losing your job, or anything else. What can you do to fix this? Einstein made the answer so simple when he said:…

  • Poetry

    Straight Shooters

    ByDestiny S. Harris

    Straight ShootersThe only way to goPhoto by Matt Hardy on UnsplashWe weren’t closeBut you were my twinWe had a complex historyBut we chose commitment insteadIt always hung outAnd I saw your painThey thought it was cuteBut you lost everythingNever saw it happen this wayBut it didThought I…

  • Growth

    Champions Are and Stay Curious

    ByDestiny S. Harris

    177 Passages That Stand Out “Curiosity is one of the most permanent and certain characteristics of a vigorous intellect.” I 100% agree — The more questions you ask, the more opportunity you can learn. “The great ones are always curious because they always seek an edge.” I was a…

  • Uncategorized

    The Rule of 72 Explained — and Why You Need to Lock In Now

    ByDestiny S. Harris

    The simplest math that separates wealthy people from everyone else There’s a reason wealthy people stay calm about money while everyone else panics. It’s not confidence. It’s math. Specifically, it’s one rule most people never learn — or learn too late to benefit from fully. The Rule of…

  • Fitness

    Most People Don’t Feel Unhealthy — Until Their Body Starts Limiting Their Life

    ByDestiny S. Harris

    By the time it feels urgent, the leverage is already gone Most people think they’ll know when their health starts declining. A clear moment. A diagnosis. A wake-up call. Something dramatic enough to force change. That’s not how it happens. Decline doesn’t arrive loudly. It arrives…

  • Investing

    Diamond Hands (CAN) Beat Volatility Decay

    ByDestiny S. Harris

    A study of one person (me) who held TQQQ through a 75% crash like a psychopath Abstract Conventional financial wisdom states that leveraged ETFs like TQQQ are not suitable for long-term holding due to volatility decay. This paper presents a groundbreaking counter-argument: what if you…

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© 2026 Destiny S. Harris. All content is for educational purposes only and does not constitute financial, legal, or medical advice. This site may use affiliate links and earn commissions at no extra cost to you. Your data is never sold or shared. See full Policies

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