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Destiny S. Harris

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Destiny S. Harris
  • Relationships

    10 Red Flags That Turn Relationships Into Emotional Traps

    ByDestiny S. Harris

    Stop Being Someone Else’s Emotional Crutch 1. Red Flag: They Make You Responsible For Their Mental Health Have you ever been in a situation where someone said words such as, There are healthy people who use these statements (specifically “you’re my everything”) in an exaggerated…

  • Success

    Why You Need To Adopt the Creepy Ex Mentality to Reach Your Goals

    ByDestiny S. Harris

    The Real Work Begins When Motivation Dies — Motivation Is A Drug Motivation is comforting. Motivation is full of fire. Motivation is supportive. Motivation makes you feel safe. Motivation makes you feel closer to accomplishing your goals. And this is the problem. Motivation is a fix….

  • Finance

    How to Know What Number to Stop at in the Wealth Building Game

    ByDestiny S. Harris

    If you don’t pick a number, money will eat your life — Real Quick: Conduct This 5-Question Audit 1. What is your motivation to earn money? 2. Why do you wake up every day to earn another dollar? 3. What number are you working towards (do…

  • Finance

    Here Are the 8 Reasons 98% Are NOT Millionaires

    ByDestiny S. Harris

    And Your Home Doesn’t Make You One Either — The Definition of a Millionaire Someone with a liquid net worth of 1 million dollars minus their liabilities. 98% of the global population are not millionaires, and here’s why: 1. Lottery / Quick Fix Mentality Delayed gratification requires…

  • Finance

    10 Financial Red Flags To Watch Out For In A Partner

    ByDestiny S. Harris

    How to spot financial chaos before it becomes your problem — Money can be such a sensitive subject — especially when you’re dating. People are either super comfy with it or tighten up immediately. Never try to change people when it comes to money. Just observe how they…

  • Finance

    The 50% Rule: Treat Every Raise Like It Doesn’t Exist

    ByDestiny S. Harris

    A simple way to accelerate your net worth through the roof — Every time your income increases, put at least 50% of that raise straight to investing and saving. Not to a bigger apartment. Not to a bigger home. Not to nicer clothes. Not to more…

  • Real Estate

    Home Ownership Is NOT The Best Way To Build Wealth

    ByDestiny S. Harris

    Other options can get you there faster — And primary residential home ownership is most certainly not the best way to build wealth since it usually requires a 15–30 year loan term. Many believe buying a home is a solid way to build wealth. Is it?…

  • Finance

    The 17 Things You Must Outsource to Scale Your Business or Career

    ByDestiny S. Harris

    For stubborn people who won’t outsource business tasks — If you’re managing a family, academic pursuits, a relationship, familial obligations, and also happen to be building a business or career, time is your greatest asset. The only way you can truly scale is if you start…

  • Habits

    10 Easy-To-Forget Ways To Get Cash Back Immediately

    ByDestiny S. Harris

    Quit paying the “stupid tax” and keep your money — There are endless ways to get cash back. Get creative. Look for opportunities to save. Cut superfluous costs. Use the additional savings to invest and pay off debt. __ Save. Invest. Build. This article is for…

  • Real Estate

    Your House Is Inflating Your Net Worth And Should Not Be Your Fallback Plan

    ByDestiny S. Harris

    Addressing warped views on personal real estate — What Is A Millionaire And Who Qualifies? About 1.5% percent of the population is classified as a millionaire, which means these folks have a liquidated positive net worth of 1 million dollars minus their debts and liabilities. Plenty…

  • Habits

    10 Ways You’re Destroying Your Net Worth Potential

    ByDestiny S. Harris

    #2: Your Spineless. You Don’t Know How to Say “No” — 1. You’re In The RED (Negative) Every Month Overspending. Over-leveraging.  You’re constantly spending more money than you’re earning within a 30 day timeline. You’re in the red every month and you’re doing nothing to change…

  • Habits

    5 Actions To Improve Your Finances Today

    ByDestiny S. Harris

    Action 5, part 4: Invest like someone is threatening your life if you don’t save money — Action 1 This is going to be really fucking hard for some of you…. Slash your expenses by 50%. In 2016, my rent was $300. I had a phone…

  • Debt

    Could You Survive Without Credit Cards?

    ByDestiny S. Harris

    Most people would crumble. — I absolutely fucking love credit cards. They’re fantastic. They’re secure. They have tons of perks. And they’re super accessible loans when you want or need them. I didn’t get my first credit card until after I graduated college, and I’m glad…

  • Finance

    5 Actions You Can Take Right Now To Improve Your Finances

    ByDestiny S. Harris

    Action 1 This is going to be really fucking hard for some of you…. Slash your expenses by 50%. In 2016, my rent was $300. I had a phone bill, a tiny car note, minimal car insurance. You get the picture. My overall bills were…

  • Finance

    Does Your Partner Want to Move In for LOVE or the 50% Discount?

    ByDestiny S. Harris

    A Top Reason Couples Move In Together Nobody in love wants to hear this, but one of the top reasons couples move in together is not due to love; it’s due to money! It’s no mystery. Two people in love? F*ck yeah. “Let’s live together and…

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© 2025 Destiny S. Harris. All content is for educational purposes only and does not constitute financial, legal, or medical advice. This site may use affiliate links and earn commissions at no extra cost to you. Your data is never sold or shared. See full Policies

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