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Destiny S. Harris

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Destiny S. Harris
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    I Filled My Teaching Studio Without Online Ads

    ByDestiny S. Harris

    No website. No social media. Just two-line signs, fast follow-up, and a close that convert I didn’t stumble into business. I got pushed into it — on purpose. It started in the family van. My parents turned around and told me I should start teaching piano lessons….

  • Business

    Build a Second Income Stream While Your Job Is Still Paying You

    ByDestiny S. Harris

    How to keep money coming in even when your hours get cut or your job disappears — People talk about jobs like they’re safety. They’re not always exact. They’re agreements until they aren’t. When I was working in fast food and retail, I didn’t think…

  • Business

    Use This 10 Step Business Model to Teach Anything (In Person or Online)

    ByDestiny S. Harris

    Get bookings without overcomplicating marketing or relying on algorithms My teaching studio wasn’t special because it was music or education or career coaching.  It worked because it was structured. What most people miss when they look at teaching businesses is that the subject barely matters. …

  • Habits

    Always Consider The Long-Term Consequences Of Your Purchases

    ByDestiny S. Harris

    The #1 thing people forget after pulling the trigger My friend regrets buying the car they currently have, which is close to being repossessed. They’re not only facing repossession, they’re also facing imminent eviction. A few months back, I recommended getting rid of the car. Here’s…

  • Habits

    5 Ways To Sabotage Your Money

    ByDestiny S. Harris

    #1 stinginess Believe it or not, the more you cling to your money and resources, the less you will have. What you put into the universe, you get back. If you’re not investing anything in others, then what do you get back? Nada. Avoid being…

  • Debt

    My Car Broke Down And I’m Broke: Should I Buy A Car?

    ByDestiny S. Harris

    Here are some options on what to do next A friend asked for my advice regarding what they should do in their situation. Here are a few things they’re dealing with today: None of these factors make up the ideal situation to purchase a car. So…

  • Habits

    Can You Balance Living In The Moment AND Saving For The Future?

    ByDestiny S. Harris

    Can you do both and still be financially successful? You have a few things in place already: You have a solid emergency fund You’re on track with investing You’re on track with retirement You’re living below your means You’re not funding your life with debt…

  • Investing

    4 Lessons From The Psychology of Money

    ByDestiny S. Harris

    #3 Abandon the live-in-the-moment mentality Denis Gorbunov recently posted a fantastic article on the invaluable book The Psychology of Money. I’ve read the book and appreciate his interpretation of it.  The three quotes he points out in the book: “You need to plan on your…

  • Habits

    69% of Millionaires Earn Less Than Six Figures

    ByDestiny S. Harris

    It takes discipline, NOT a big salary. Ramsey Solutions conducted one of the most extensive surveys of millionaires with over 10,000 participants, and they found a few interesting facts: Raw Numbers Other Notable Mentions Millionaires are everyday people who decide to manage their money differently than most;…

  • Finance

    Poverty Is The One of The Greatest Gifts

    ByDestiny S. Harris

    Use Your Past To Accelerate Financial Success — “Sometimes poverty is the greatest gift you can ever be given. Sometimes loss is the key that leads you to gain (Suze Orman).” Born Financially Motivated Something magical happens to those who choose to make something of…

  • Finance

    6 Why’s: People’s Discomfort With Money Is Palpable

    ByDestiny S. Harris

    What does a healthy mindset look like? — Zach Byler wrote about the five reasons people are scared to talk about money, which include the following: 1. Fear of the “Jones Family” 2. Lack of financial literacy 3. Cultural and societal norms 4. Fear of appearing…

  • Finance | Health

    Consistency Beats Intensity in the Gym and the Market

    ByDestiny S. Harris

    If You Can Show Up Daily, You Can Get Rich — Consistency Is an Identity, Not a Tactic Most people treat consistency like a tool they pick up when they feel like being responsible. That’s why it never sticks. Consistency only works when it stops being something…

  • Habits

    Your Body And Bank Account Are Both Receipts

    ByDestiny S. Harris

    Discipline shows up in flesh and numbers — You can lie with your words. You can perform with your presence. You can curate an image that sells the story you want people to believe. But there are two things that don’t play along with your narrative:…

  • Investing | Real Estate

    How to Get Into Private Equity + Private Lending With Barely Any Money

    ByDestiny S. Harris

    Use Fundrise as an entry point — You don’t “get into private equity” with $50 the way institutions or high net worth individuals do. Let’s start here. What you can do with barely any money is get exposure to private-market style investments through pooled vehicles that…

  • Habits

    You Don’t Have To Suck At Money

    ByDestiny S. Harris

    Ten financial basics — Let’s talk about some of the excuses people give to explain why they aren’t doing so well at money: I didn’t come from a wealthy background. My family is not educated like others about money. I have no clue what I’m…

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© 2026 Destiny S. Harris. All content is for educational purposes only and does not constitute financial, legal, or medical advice. This site may use affiliate links and earn commissions at no extra cost to you. Your data is never sold or shared. See full Policies

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