Action 5, part 4: Invest like someone is threatening your life if you don’t save money — Action 1 This is going to be really fucking hard for some of you…. Slash your expenses by 50%. In 2016, my rent was $300. I had a phone…
Most people would crumble. — I absolutely fucking love credit cards. They’re fantastic. They’re secure. They have tons of perks. And they’re super accessible loans when you want or need them. I didn’t get my first credit card until after I graduated college, and I’m glad…
Action 1 This is going to be really fucking hard for some of you…. Slash your expenses by 50%. In 2016, my rent was $300. I had a phone bill, a tiny car note, minimal car insurance. You get the picture. My overall bills were…
A Top Reason Couples Move In Together Nobody in love wants to hear this, but one of the top reasons couples move in together is not due to love; it’s due to money! It’s no mystery. Two people in love? F*ck yeah. “Let’s live together and…
P1 — 12 Money Lessons I Learned Early Childhood was an analytics playground for me. I was constantly observing…everything. Listening in on adult conversations, watching people’s habits, watching what people said, and seeing how things were done — not only with my parents, but all the adults I interacted…
33% of Americans Are Uncomfortable Discussing Money In Their Relationships Before we hop into the five phrases…. There are three things to discuss. 1. Choose Your Financial Partner Wisely In this day and age, many women have cultivated financial independence and freedom for themselves, which is…
If you want to take a gamble, cosign a loan. Good luck. I Got Help With A Cosign My mother was gracious enough to cosign a student loan, so I could get extra funding for college. The good news is that I paid off the student loan…
The Most Common Phrases Broke People Use Wanna know the most common phrases broke people use? Have you uttered any of these statements? Have you heard others utter any of these statements? Do you find any of these statements to be true for you? If so,…
Who would have thunk that robo investing would deliver real returns over 10 years. Not many take robo investing seriously. It often looks stupid and less sophisticated to many Not me. I wasn’t out here thinking I was Warren Buffett or some finance genius. I…
When your car finally gives up on you that you’ve been riding for almost a decade it’s annoying, inconvenient, and it immediately forces you to make a decision that impacts your finances now and years from now. Whenever a car breaks down, people rush straight…
Did you know IF your money is parked in a bank account earning 0.01% interest, it would take you thousands of years to double it? Seven thousand years 😎 The math is catastrophically ludicrous and total shit. Banks love savers because they can take your…
Are you choosing poverty thought your daily actions? 1. Eating food that’s way past its expiration date 2. Eating food off the ground I shamelessly followed the 3–5 second rule for food that dropped on the ground. Aate old food in the fridge. I ate food…
Spending leaks sometimes rarely feel dramatic, but others are yelling the math straight at you in the face — a coffee here, a dinner out there, another round of drinks, a pack of cigarettes “just this once.” But if you’re tired of feeling behind financially, it’s time…
Most people don’t have a money problem. They have a comfort-zone problem. And that comfort zone shapes their financial reality more than any salary, job, economy, or “cost of living” ever will. People love saying things like: “That’s too expensive.” “How much does that cost?”…
Stop repeating the same patterns that are destroying your net worth. You might not realize it, but a lot of people are straight-up addicted to being broke. Not because they want to struggle. Not because they enjoy financial stress. But because the behaviors that keep…